Posted by William Charles on July 15, 2018
Bank Account Bonuses

Published on July 15th, 2018 | by William Charles


[Expired] [TX Only] JSC Federal Credit Union $100 Checking Promotion

This offer has expired, view the best current checking bonuses by clicking here.

Offer at a glance

  • Maximum bonus amount: $100
  • Availability: Must live, work, worship or attend school Houston, Galveston County, or Texas City. You can also join if you work for one of the 2,000+ partners or if an immediate family member is already a member of JSC Federal Credit Union.
  • Direct deposit required: Yes, no minimum specified
  • Additional requirements: Visa debit, eStatements & home banking
  • Hard/soft pull: Soft pull
  • Credit card funding: Up to $1,000
  • Monthly fees: None
  • Early account termination fee: $5, 180 days
  • Expiration date: July 31st, 2018

The Offer

Direct link to offer

  • JSC Federal Credit Union is offering a bonus of $100 when you open a new checking account and complete the following requirements:
    • Use promo code ADDCHECKING
    • Become a new JSC FCU member and open new checking account with a Visa debit card, home banking & eStatements
    • Receive a direct deposit within 60 days of account opening (no minimum specified)


The Fine Print

  • To redeem the $100 deposit you must bring this flyer in to any JSC FCU branch location or by entering the promo code online.
  • To qualify for the $100 deposit, you must be a JSC FCU member or become a member (by opening a Savings Account with a minimum $5 deposit) of JSC FCU, and open a new Checking Account with Direct Deposit, VISA Debit Card, Home Banking and eStatements.
  • Existing Checking Accounts, Secondary Checking Accounts or Secondary Money Market Accounts are not eligible to receive the $100 incentive. A
  • minimum deposit of $25 is required to open a Checking Account.
  • For new members, you must open the Checking Account at the same time you join JSC FCU.
  • The $100 will be deposited after the first direct deposit into the Checking Account.
  • The direct deposit must be completed within 60 days of the account opening.
  • Allow up to three weeks after the first direct deposit for the incentive to be applied.
  • . “Bonus” is considered interest and maybe reported on IRS Form 1099-INT. Please consult your tax adviser on any legal, tax, or financial issues related to your bonus or personal matters.
  • JSC FCU reserves the right to cancel or change these promotions/events at any time, for any
    reason, without prior notice.

Avoiding Fees

Monthly Fees

This account has no monthly fees

Early Account Termination Fee

According to the fee schedule a fee of $5 is charged if the account is closed within 180 days of account opening.

Our Verdict

They offered a $100 checking bonus earlier this year. It’s not a huge deal at only $100, but might be worth doing for those that are in the eligible area that have already done bigger and easier bonuses to complete.

Big thanks to reader, Curmudgeon who let us know. Learn how to find bonuses and contribute to the site here.

Useful posts regarding bank bonuses:

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Found their fee schedule. It mentions a $5 early closing fee (180 days) on their Share/Savings accounts, but no mention of a fee for their Checking accounts.

For double-verification purposes, their Fee Schedule is linked in the footer section of their page.

I have this bank locally to me – and we have an account. Mostly because people we work with also have one and need to transfer money easily between eachother.

That said, this credit union sucks, so if you want a bonus go for it – but make sure to close it shortly after (or after the 180 day closing fee is up). Their interest rates are crap, their website and app are subpar…

What counts as DD? I presume you’ve done this offer before?

I haven’t – sorry, we have had this account open for years and years.

July 17- Account funded
August 3- $100 DD (Fidelity, employer DD)
August 6- $100 bonus posted

DP: Credit card funding available up to $1,000. Appears all issuers. I used a Chase Freedom (due to AMEX not allowing Cash Advance Limit set low). This makes the offer significantly more attractive (especially if I was working on a MSR on a card that allowed a low/zero cash advance limit).

Uh oh. I clicked the link and the offer didn’t show up. I then clicked view available offers and saw the $100 checking with code “ADDCHECKING”. I used that one then later saw that the add actually says expires 5/31/2018. Here is to hoping I still get the bonus..

As a follow up, I called and was told “ADDCHECKING” is the current promotion and it still works despite saying expires 5/31/2018. Also, I was able to load $3000 with a CC through paypal!!

Do they allow funding via paypal? How does that work?

Luke, is there a fee associated with funding via paypal? if so, did paypal or you pay for it?

Called them today to ask for code and “ADDCHECKING” is still the code. Forgot to ask last date.

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