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59 Comments
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LG
LG (@guest_1238846)
August 13, 2021 11:26

usbank data point

* 06/07 opened account with $25 deposit (out of footprint applied and opened self directed brokerage account first)
* 6/30, 7/1, 7/6 deposits of $1000 from Chase checking
* 7/20 Ten $5 gift card purchases from Amazon
* 8/11 $250 bonus posted

Steve L
Steve L (@guest_1237996)
August 11, 2021 21:24

Opened account 6/7/21.
DDs completed on 6/30/21,
10th debit card purchase on 7/12/21.
Bonus “Adjusted Interest” of $250 paid 8/11/21.

Sexy_kitten7
Sexy_kitten7 (@guest_1208971)
June 18, 2021 17:36

Thanks for the heads up about possible $400 offer! I just became eligible again but I’ll be patient.

GUEST!
GUEST! (@guest_1207910)
June 16, 2021 19:00

Found it odd that the bonus was coded as Adjusted Interest -. $250.
Used Schwab Brokerage and SOFI.

Alex T
Alex T (@guest_1223670)
July 16, 2021 14:16

When did you signup for this? I have not yet received my bonus and I signed up 06/08

Bertrand
Bertrand (@guest_1223673)
July 16, 2021 14:23

Same – opened account 6/14 and have not received the bonus yet. Completed two Chase transfers totaling $3k on 6/30 and 10 debit purchases (Amazon reloads totaling $50) on 7/6. In case the Chase transfers don’t count as DD, I also am doing real DDs from work but have not reached $3k yet.

Alex T
Alex T (@guest_1223775)
July 16, 2021 17:10

I do it every year with Discover Bank, has never failed. Looked back on my records and average time for bonus to post is 2months after opening

Michael
Michael (@guest_1207747)
June 16, 2021 15:24

Not sure if it’s new terms, but it now requires 10 debit card transactions totaling $50 in addition to the direct deposit. “Additionally, you must complete 10 or more debit card transactions totaling fifty dollars ($50.00) or more using your associated debit card within 60 days of account opening. All transactions must be posted to the account within those 60 days.”

Jun
Jun (@guest_1205654)
June 13, 2021 08:31

After you receive the bonus, can you close the account immedietely?

Sam
Sam (@guest_1202535)
June 8, 2021 08:29

Offer says nationwide, I was declined, when I called they said it was because I live in Maryland. Please help me understand.

ShawntheShawn
ShawntheShawn (@guest_1202543)
June 8, 2021 08:46

As an OOF applicant, you can open a self-directed brokerage account first to establish a relationship with US bank, then you are eligible to open a checking account as an existing customer: https://www.doctorofcredit.com/tip-open-us-bank-investment-account-to-be-eligible-for-checking-bonus-altitude-reserve-ymmv/

Sam
Sam (@guest_1202560)
June 8, 2021 09:20

Thanks for the info, appreciate the advice

Sam
Sam (@guest_1204002)
June 10, 2021 11:35

Hi, just wanted to reach out and say thanks, this method worked, I was able to open my checking account today.

wilsonhammer
wilsonhammer (@guest_1202092)
June 7, 2021 12:51

few more months and I’m eligible again. cmon us bank; do me right!

LottN
LottN (@guest_1201975)
June 7, 2021 08:57

Also need 10 debits totaling $50+ within 60 days.

DaveInAZ
DaveInAZ (@guest_1201760)
June 6, 2021 17:09

3rd churn on this one; last bonus paid 4/8/20, account closed 7/24/20, so I’m good on no bonus within 12 months & no account within 6 months. Chose Gold checking as I have a USB Cash+ CC. Tried to fund $250 with PayPal Cashback MC, kept coming back w/error, but I have Cash Advance set to $0 so might have been it, so funded with BBVA bank account.
It automatically added Promo code 21DIG06, but got an error “invalid code”, it added a space after the code, so watch out for that.

Tee
Tee (@guest_1201802)
June 6, 2021 19:58

When you hit the link to CC funding it does say, “Sadly U.S. Bank no longer allows credit card funding.”

DaveInAZ
DaveInAZ (@guest_1202166)
June 7, 2021 15:04

No, CC funding is an option. I’m not sure what the problem was, I triple checked the account #, expiration & security code, after 2 tries it no longer gave me the option for CC funding. And then when I logged into my PP MC account I had a banner telling me to call in. Rep told me it was the “decline” from US Bank; I cleared it up & a few minutes later used it to fund Bank of the West. So not sure what the problem was, but CC funding is still there.

alexd
alexd (@guest_1207363)
June 16, 2021 04:35

billing zip code of the credit card must match the zip code of the address you used to set up the us bank account