Offer at a glance
- Maximum bonus amount: $100
- Availability:Membership is open to any person who lives, works, attends school, worships or volunteers in the following areas:
- Chesterfield County
- Henrico County
- Hanover County
- City of Richmond
- Direct deposit required: Yes, $500+
- Additional requirements: Debit card
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: None
- Household limit: None
- Expiration date: March 31, 2026
Contents
The Offer
- Argent Credit Union is offering a $100 bonus when you open a new checking account and complete the following requirements for three months
- Activate debit card
- Receive a direct deposit of $500+
The Fine Print
- $100 deposited into the new Argent Checking Account, with a Debit Card and a minimum Direct Deposit of $500 per month for 3 months, after 90 days from account opening.
- Debit Card and Direct Deposit are required.
- Offer expires March 31, 2026
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees
Early Account Termination Fee
I didn’t see any mention of an EATF in the fee schedule.
Our Verdict
Annoying that the direct deposit is required for three months. Only worth considering if you’ve done the bigger/easier bonuses first.
Hat tip to reader Bockrr
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
