Posted by William Charles on November 8, 2017
Bank Account Bonuses

Published on November 8th, 2017 | by William Charles

150

[WA & OR only] BECU $100 Referral Checking Bonus For Both Parties – No Direct Deposit Required

Reposting because it’s available to some in Oregon. Oregon: I live or work in the following counties: Benton, Clackamas, Columbia, Lane, Linn, Marion, Multnomah, Polk, Washington, and Yamhill. Hat tip to reader Revil.

Bonus is back for 2017. Thanks to reader William E for letting us know.

Offer at a glance

  • Maximum bonus amount: $100 for both parties
  • Availability: Must be eligible to join CU (live, work or worshipping in Washington State qualifies you – more options here). Looks like it’s also available to some in Oregon as well
  • Direct deposit required: No
  • Additional requirements: See below
  • Hard/soft pull: Soft
  • ChexSystems: Unknown 
  • Credit card funding: Unknown 
  • Monthly fees: None listed
  • Early account termination fee: None listed
  • Expiration date: October 14th, 2016 December 31st, 2016 October 1st, 2017 – December 31st, 2017

The Offer

Direct link to offer

  • Receive a sign up bonus of $100 when you open a new checking account using a friends referral code online or in branch (friend will also receive $100 bonus, they can refer a maximum of five people). You must also complete the following requirements:
    • Use promotional code 100REF17
    • Call 206-439-5700 within seven days and provide them with your friends unique referral code
    • Have an active account within 60 days of account opening, an active account is defined as:
      • Have five or more qualifying transactions (buy something with debit card or withdraw cash from ATM, write a check or electronic check, make payments using bill pay and more that aren’t specified) OR
      • Deposit $500+ in a rolling month
  • Their  member advantage checking & savings accounts also earn 4.07% APY on balances up to $500.

The Fine Print

  • $100 Referred Member Incentive.
  • Visit any BECU location and bring promo code 100REF17 and the unique referral code of referrer with you.
  • Referring members must be 18 years and older and a primary on a Member Share/Member Advantage savings account.
  • Referred member may not be an existing member and must be age 18 and older. Must be eligible to establish membership with a Member Share Savings or Member Advantage Savings Account.
  • New member must maintain a Member Share Savings/Member Advantage Savings Account and open a checking account using the unique referral and promo codes and meet the utilization requirements.
  • Accounts must remain open for 60 days or more.
  • BECU reserves the right to terminate this offer at any time.
  • Other terms, limitations and conditions may apply.
  • Check with BECU for current Annual Percentage Yield (APY) of accounts.
  • New member and referring member will  receive the $100 bonus deposit to the Member Share/Member Advantage savings account within 60 days of opening qualifying accounts and meeting the utilization requirements and will be reported for the new member as interest income to the IRS on IRS Form 1099-INT at year-end and may be reported to the IRS on form 1099-MISC for the referring member.
  • Limited to the first five qualifying members referred.
  • This offer cannot be combined with other offers.
  • BECU is not required to pay the promotional incentive for accounts opened without the appropriate Promo Code and Referral Code.
  • BECU reserves the right to terminate this offer at any time. Employees are not eligible to refer and/or receive and incentive. Joint Account holders are not eligible to refer.
  • Business, Fiduciary, Zero-Dividend, HSA, and Early Savers Accounts are not eligible to refer and/or receive an incentive.
  • Offer limit of 5 qualified referrals per member or bonus deposits totaling no more than $500.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Their member advantage and regular checking accounts both come with no monthly fee, you’re probably better off with the member advantage checking account as this earns 4.07% APY on balances up to $500. As far as I could see there was no early account termination fee in their fee schedule.

Referral Codes

Feel free to share your referral codes in the comments, make sure you also share any other information you have (e.g soft/hard pull and credit card funding) so that this post is of more use to readers. You can also refer a maximum of 5 people, so if you use somebodies referral code then let them know in the comments.

Our Verdict

This is a pretty good bonus, it’s pretty easy to meet the bonus requirements and it’s also easy to keep the account fee free. Only downside is that you can’t fund with  a credit card. Deal is even better if you can get a friend to refer you and split the referral money. We’ve added this to our list of the best checking promos.  Please share any experiences you have and your referral code if you have one in the comments below.

Useful posts regarding bank bonuses:



150 Responses to [WA & OR only] BECU $100 Referral Checking Bonus For Both Parties – No Direct Deposit Required

  1. Cole says:

    Here is an additional referral code.
    UNIQUE REFERRAL CODE 874746

    I know a few other members and might be able to find some more. Make sure you post if you used them, this is actually a great credit union.

  2. Alan says:

    Lets be honest, I do want to cash in on your referal. But that’s $100 to each of us and BECU has be an awesome credit union to work with.

    No direct deposits nessesary, keep like $5 in your account to keep it active. That’s it.

    PROMO CODE 100REF16
    UNIQUE REFERRAL CODE 1361061

  3. Jason says:

    Is that a hard pull? I’m in NY and it looks to me that will pull my Trans Union. I have 7 inquiries in Trans Union and have my experian frozen.

    After entering my full SSN, here is the message on their page:

    “Thank you for considering BECU. Unfortunately, we are not able to open your account today. This decision was made after we reviewed your application and information provided by the consumer reporting agencies listed below.

    our Credit Score
    Your credit score was also obtained and considered in our decision. A credit score is a numeric reflection of the information in a credit report and can change, depending on changes to information in a credit report. Scores range from a low of 100 to a high of 899. Please note that when there is insufficient data to generate a score an exception score can range from 9000 to 9999.

    Credit Score: 0000

    Score Date: 09/13/2016 10:54 AM

    Credit Reporting Agencies
    Please note: these agencies did not make the decision to not approve your BECU application and will not be able to provide information on that decision.

    ChexSystems
    Attn: Consumer Relations
    7805 Hudson Road, Suite 100
    Woodbury,MN 55125

    Telephone: 800-428-9623 (voice messaging system)
    Fax: 972-241-4772
    Web Address: http://www.consumerdebit.com

    Trans Union
    2 Baldwin Place
    P.O. Box 1000
    Chester, PA 19022

    • Jason says:

      Something to add: credit score on Trans Union via Credit Karma above 700, but 7 inquiries in the past 2 years. (4 car loans inquiries+ 1 T-Mobile+HSBC card+ Barclay card, and the first 5 were not made by me anyway)

    • Alex says:

      I didn’t get a hard pull when i signed up a few years back. Though it could have changed…

      This bank is awesome. And at 4% of 1k I just keep the 1k in there permanantly with a 1c direct deposit from my work payroll. Easy intrest.

    • Jim says:

      Just got denied with the same message. It also had the following information right below the credit score number:

      Key factors that adversely affect your score:
      Key Factor 1: Debit Policy Rule Exclusion

      WTF does that mean?

      • Jim says:

        I should also note that I’ve opened… 16 bank accounts in the past 12 months. It seems odd that the 17th account would trigger the denial.

  4. Alexander says:

    PROMO CODE 100REF16
    UNIQUE REFERRAL CODE 1979961

    BECU only looks at Chexsystems, no hard pull. No credit card funding when I applied.

    4% up to $1000 with the Member Advantage Checking and Savings, no fee accounts.

  5. Alex says:

    My referal code is: 1324777

    I would really appreciate it. Thanks.

  6. Brian says:

    My referral code: 1636622

  7. Anthony says:

    I use BECU for my main bank account, they are an easy CU to deal with and have decent rates (~4% on the first $500 in checking and the first $500 in savings).

    They offer no fee accounts and you can get free checks! if you are a Wells Fargo user now is the perfect time to switch over!

    Here is my code: 1110685

    Thank you!

  8. Jason says:

    BECU is a great CU and is very good at giving out the bonus hassle-free. Below is my referral, thx.

    Do you love BECU? (Aw, we like you, too.) Recommend us to a friend, and you’ll each get $100 when they open Member Share savings and checking accounts and meet the active account requirement.*

    Your mission, should you choose to accept it, is simple. Just forward this email.

    PROMO CODE 100REF16
    UNIQUE REFERRAL CODE 2113665

  9. alan says:

    [comment removed, please only post your referral once].

  10. Tay says:

    Hey all,

    I love BECU. In fact you get like 5% interest on your first $500 in each checking and savings or something.. it’s not much, but $50 a year is $50! No fees ever. No hard pull, no CC funding.

    PROMO CODE 100REF16
    UNIQUE REFERRAL CODE 1017226

    https://www.becu.org/news/2016/Sept/deals-and-discounts/refer-a-friend-and-get-$100?utm_source=et&utm_medium=email&utm_campaign=100REF16

  11. Alexander says:

    Great bank, only a Chexsystems inquiry to open.

    [removed referral info, post it once only. If you post it again we will remove all of your comments]

  12. Aaron says:

    Would definitely recommend BECU. I would also very much appreciate if someone used my referral code!

    $100 would be great for me, and it’s awesome you also get the $100.

    PROMO CODE 100REF16
    UNIQUE REFERRAL CODE 2159531

    • Zac Travis says:

      I opened an account just fine online, but when I called with the referral code they asked for a first and last name as well. Could someone give me theirs with the referral code?
      (I’m new to this site, so I’m not sure if leaving contact info here is allowed, otherwise I’d do that)

      • Kem says:

        I’m also going to open my account this weekend. If I could have a full name and referral code sent to my email mabangpham@outlook.com that’d be great.

        Or do we have more data points on BECU won’t ask for the full name linked to a unique ref code? Thanks.

  13. Chuck says:

    Hello,

    PROMO CODE 100REF16
    UNIQUE REFERRAL CODE 2207053

    Thank you.

  14. Aaron Harmonson says:

    PROMO CODE 100REF16
    UNIQUE REFERRAL CODE 2074646

    In case you need the name attached to the referral code, it’s Aaron Harmonson.

  15. Revil says:

    Does anyone know where I can find my unique referral code?

  16. Bob says:

    Following is my code in case people need it:

    PROMO CODE 100REF16
    UNIQUE REFERRAL CODE 1949205

  17. DB says:

    Would be very grateful to anyone that uses my referral code. Thanks.

    PROMO CODE 100REF16
    UNIQUE REFERRAL CODE 595319

  18. Grady says:

    This looks like it was extended through the end of the year 12/31/2016 https://www.becu.org/news/2016/Sept/deals-and-discounts/refer-a-friend-and-get-$100 . The promo code is the same, so I assume the unique referral codes are the same as well.

  19. Grady says:

    DP: Not surprising, I was denied via Chexsystems for what I assume was too many inquiries. I have 15+ accounts open this year and 20+ in the past two years.

    My wife applied a couple months ago and was accepted with less accounts opened in the past two years. I assume she has less than 5 Chexsystems inquiries on her account, but I haven’t checked. I added her as a joint owner at our main bank that has a lot of accounts (and I’ve added a few more), so I’m not sure how many inquiries that took.

  20. James says:

    I love BECU! If anyone needs a referral code you’re welcome!

    Your mission, should you choose to accept it, is simple. Just forward this email.

    PROMO CODE 100REF16
    UNIQUE REFERRAL CODE 2042717

  21. Xiangkun says:

    BECU is great! They offer higher interest rate on advantage checking & savings with no monthly fee, no minimum balance requirement. My refer code is listed below, you’re welcome to use.

    PROMO CODE 100REF16
    UNIQUE REFERRAL CODE 2228212

  22. Robert Edmonson says:

    Here’s my new BECU unique referral code for this offer, please feel free to use it, thanks so much:

    2209871

  23. Kem says:

    You’re welcome to use my code below. We both win 🙂

    PROMO CODE 100REF16
    UNIQUE REFERRAL CODE 2209856

    Happy holidays!

  24. Aditya Tripathi says:

    How long it takes to receive your referral code after opening the account? Please share

  25. Aditya Tripathi says:

    BECU is great! They offer higher interest rate on advantage checking & savings with no monthly fee, no minimum balance requirement. My refer code is listed below, you’re welcome to use.

    PROMO CODE 100REF16
    UNIQUE REFERRAL CODE 2229193

    Let both of us win 🙂

  26. DB says:

    Hi all,
    Still trying to get someone to use my referral code. Would really appreciate it if someone would use my code. If not you, maybe you have a son/daughter or other relative that would like to get out of their high-fee big bank?

    PROMO CODE: 100REF16
    UNIQUE REFERRAL CODE: 595319
    LAST NAME: Bennett

    BECU is a great credit union. I’ve been a member for over a dozen years and very highly recommend them. Thank you! (refer to link at top of page for details of the offer)

  27. Asher says:

    Hi all, here’s another referral code:
    PROMO CODE 100REF16
    UNIQUE REFERRAL CODE 2139807
    It’s a good bank. You’re more than welcome to the referral code, it’s mutually beneficial.

  28. William says:

    My referral code.
    PROMO CODE 100REF16
    UNIQUE REFERRAL CODE 2228130

    Thanks!

  29. Amy says:

    Hello. Feel free to use these promo and referral codes. Thanks!

    PROMO CODE 100REF16
    UNIQUE REFERRAL CODE 2130518

    Name: Amy McCaleb

  30. Aditya Tripathi says:

    BECU is great! They offer higher interest rate on advantage checking & savings with no monthly fee, no minimum balance requirement. My refer code is listed below, you’re welcome to use.

    PROMO CODE 100REF16
    UNIQUE REFERRAL CODE 2229193
    NAME: Aditya Tripathi

    Let both of us win 🙂

  31. Anita says:

    I was denied (within 45 seconds of “submit” button) with the following

    Key factors that adversely affect your score:
    Key Factor 1: RECENT UNIQUE FI DDA INQUIRY HISTORY
    Key Factor 2:PROPERTY OWNERSHIP HISTORY
    Key Factor 3:NON-DEROGATORY PUBLIC RECORD HISTORY
    Key Factor 4:ASSET OWNERSHIP HISTORY

    Interesting how Chex calculates a person’s riskiness…
    … Factor 1: recent unique FI inquires is understandable since I’ve opened 12 new accounts in past year.
    … Factor 2: property owneship: I own my home, having purchased it with cash, no mortgage (Chex only knows if you OWE on your property, not if you OWN your property, thus no history of ownership) …
    …Same for Factor 4: I have no car loan, I OWN my car, thus “asset ownership history” is non-existent.
    …Factor 3 … don’t know what “non-derogatory history” adds up to, or why it is a negative… but there ya have it… Darn.

  32. vangos says:

    Here is my referral code, if anyone wants to use:

    PROMO CODE 100REF16
    UNIQUE REFERRAL CODE 2155320

    Thank you.

  33. Revil says:

    The promo is back up, but it’s only $25 each for referrer and referree. Also, you need to open three accounts as below:

    Your Friend’s Reward: $25
    Join BECU through a member’s referral and we’ll give you $25 to welcome you to the credit union.

    Join and open a savings and checking account

    And open one additional deposit or loan account (cannot be a savings or checking account)

    Probably not worth it, but if you’re interested, my code is: #2207085
    If they ask for the referrer’s name, Robert

  34. Revil says:

    The Savings account is now up to 6% (Checking account still at 4%). This averages out to 5% on $1000. Interest is compounded monthly, so it’s better than the Netspend cards in that regard. However, it’d still be better to max out the savings account here, then go to the mass of 5% offers, and then finish up the checking account.

  35. Courtney says:

    Here is my latest code for the 2017 promotion.

    Promo Code: 100REF17
    Referral Code: 2342426
    Name: Courtney Anthony

  36. Cheng H Lee says:

    Hope to help others(and myself) out!

    Name: Cheng Hung Lee
    Referral Code: 1513723

    Promo Code: 100REF17

  37. Charles says:

    Hi everyone,

    Promo Code: 100REF17
    Referral Code: 2207053

    Please let me know if you use my code. Thank you.

  38. Brenda says:

    Hello,

    The promo code is 100REF17
    My Referral Code is 2207523

    Thank you

  39. JasonP says:

    The promotional code: 100REF17

    My referral code: 2113665

    Please let me know if you’ve used mine, and I can help if anything goes wrong.

    And BTW, maybe no one has mentioned, BECU is not sensitive with MOs…Hope it helps.

  40. Brad says:

    For anyone else with children, they also offer 6% up to $500 in an “early saver” savings account for kids under 18. We have a bigger family and all of my children have had one of these accounts pretty much from the time they were born. It’s a nice way to teach kids about saving/earning interest in an account that has great rates. I am pretty sure the rate on the early saver accounts has been 6% or higher since at least 2007 when our oldest daughter was born.

  41. Benjamin To says:

    2017 BECU Promo
    Name: Benjamin To
    Promo Code: 100REF17
    Referral Code: 1342754

    • Matt P says:

      I used your code Benjamin. Said I met the qualifications already (even though I didn’t actually make a debit card purchase, actually forgot to even ask for a card), but let me know if you don’t get the bonus.

      • Benjamin To says:

        Thanks for using my referral. I’ve gotten emails that you signed up and that you have met the utilization requirements. I have not seen the $100 bonus yet. Have you? You should be able to trigger the bonus if you do 5 transactions or just add $500 into your checking account.

      • Benjamin To says:

        Still have not seen the bonus yet. Looking at the requirements it seems like the $500 deposit only counts as one qualifying transaction.

        Make 5+ qualifying transactions in a rolling month:

        Buy something with your debit card or withdraw cash from an ATM

        Write a check or electronic check

        Make a payment using bill pay OR deposit $500 or more in a rolling month

  42. gmoney says:

    BECU is great! No hassle, free banking. The bank least likely to screw you over!

    2017 BECU Promo
    Name: Kara (if they need a last name, just say you met me recently and didn’t get my last name.)
    Promo Code: 100REF17
    Referral Code: 2207227

    Last year, instead of calling with the first and last name of the person who referred me, I just set up online banking right away and just gave them the name of my referrer via SM.

  43. Anthony says:

    I use BECU for my main bank account, they are an easy CU to deal with and have decent rates (~4% on the first $500 in checking and the first $500 in savings).

    They offer no fee accounts! If you are a Wells Fargo user now is the perfect time to switch over!

    Promo code: 100REF17
    Here is my code: 1110685

    Thank you!

  44. TygerHawke says:

    One of my favorite banks – I’d love to spread the joy! They start offering pre-approved credit (if you qualify) after 1 year, I heartily recommend!

    Promo code: 100REF17
    Referral code:: 2186484

    Please reply if you use!

  45. Matt P says:

    Link not working anymore

  46. henry says:

    2017 BECU referral promo for $100

    Promo Code: 100REF17
    Referral Code: 900083

  47. Robert Edmonson says:

    Here’s my referral code for the new promotion. We’ll each get $100. Thanks!!
    Promo code: 100REF17
    Unique referral code: 2209871
    Robert Edmonson
    Expires 12/31/2017
    Thanks!!

  48. James says:

    BECU is an awesome credit union! No hidden fees just good banking and friendly staff. Sign yourself up for a Member Advantage Checking and Savings account. Here’s the rates: 4.07% APY on balances up to $500 for MEMBER ADVANTAGE CHECKING & 6.17% APY on balances up to $500 for MEMBER ADVANTAGE SAVINGS.

    Here’s my unique code:
    Promo code 100REF17
    Referral code 2042717
    Please reply if used. It’s good for up to 5 people! Enjoy your $100

  49. Revil says:

    As everyone above me has also posted. The referral promotion is back up. It’s good until December 31st. 4% on the first $500 in checking. 6% on the first $500 in savings. $100 for you and me if you use my referral code.

    Promo code: 100REF17
    Unique referral code: 2207085.
    If they ask you for the name of the person who referred you: Robert Fiszer

    However, if you’re reading this, that means that you’re in Washington. Grab another $50 for you and me by signing up for signing up for Inspirus Credit Union:

    https://inspiruscu.rstrm.com/FrTsBRn-7djHrn

    Fill in the referral form with your info, then open up at least a savings account with that same info (same name and email). You can fund the savings account with a credit card. And if you open the savings and checking separately, you can fund with a credit card each time. I believe it was $1000 credit card funding each time, but I’m not positive now. Best part, the savings and checking each pay 7% on the first $500 ($1000 total), and the only requirement is a DD (Chase ACH counts as DD).

    BECU: Limit 5 referrals.
    Inspirus: Limit 10 referrals.

    If you use my referral code, please reply to not go over the limits.

    Thanks a ton! Revil

    PS. BECU has great ACH features. Next day delivery and even send to a friend using their ACH number.

    • Revil says:

      Just went back and checked. Inspirus is $200 credit card funding. So $400 in CC funding if you open the two accounts separately.

    • Connie says:

      Is DD required for both checking and saving to get 7% APY @ Inspirus Credit Union? Thanks.

      • Revil says:

        Nope, as long as you have a DD going into any one of your accounts, it counts as you having DD for all of your accounts. I send $10 to checking, and then move it back out again to the next account that I’m trying to fill up. I get 7% on both accounts with that.

    • Ethan says:

      Revil, I used your referral code for BECU. Thanks!

    • Jay A says:

      Thanks for the info and the referral. Going to plow some money into those interest rates and as much of that CC funding as I can! Put me down for having used your referral. Signing up now and I’ll update when done.

      • Jay A says:

        Yuck.

        “Thank you for considering BECU. Unfortunately, we are not able to open your account today. This decision was made after we reviewed your application and information provided by the consumer reporting agency listed below.

        Key factors that adversely affect your score:
        Key Factor 1: NO EVIDENCE OF PROPERTY OWNERSHIP
        Key Factor 2:ASSET OWNERSHIP HISTORY
        Key Factor 3:TIME AT CURRENT ADDRESS
        Key Factor 4:RECENT UNIQUE FI DDA INQUIRY HISTORY”

        Welp. That’s my first Chex denial. And on an account I would actually WANT! Lol. I wonder if there’s a Chex version of recon…

    • Yunwen Zhu says:

      Is it hard pull to join inspirus CU?

    • Sarah says:

      Does the Inspirus credit card funding count as a cash advance? I am planning to use my Chase Freedom Unlimited to fund $200. Thank you!

      • Revil says:

        No, it coded as a purchase for me.

        • Sarah says:

          Thank you for the follow up! How long did it take to charge your credit card? So far it’s been 2 days for me without a pending charge to my chase card or even a decrease in my credit limit. But it shows the $200 in my inspirus account already.

    • Venkata says:

      Revil,
      Had used your BECU referral code, but it has taken a long time for my application to be approved. I called BECU as I was worried but they did say the referral was intact. Hopefully, it goes through. Will update this thread if/when my bonus posts.

    • Venkata says:

      BTW, I was unable to generate my own referral code from the becu referral page. It gives me an error saying “my email is not recognized” although I am 100% sure that is the correct email. Any ideas what this error is about?

  50. Jim says:

    promo code 100REF17
    unique referral code 2189464

  51. Connie says:

    I need help with the new account application. Thanks in advance. I was trying to do it online, but did not see any place to put in promo code or referral code. Is this right? I was almost done (before funding new account), then I stopped. I called BECU, but was told that I had to go to the branch to be able to get the referral bonus working. Did I do something wrong?

    • Revil says:

      Hi Connie,

      I was helping someone walk through this. There are three pages of personal details. The spot for the promo code is on the last page of the personal details.

      • Connie says:

        Thanks for the help. I ended up opening a new account in the branch. But I did use your referral code and already got the bonus. You should have got it as well 🙂

  52. Joel says:

    Please consider using my referral, limit of 5 referrals per person, so comment if you used it.
    Thanks,

    promo code: 100REF17
    unique referral code: 204895

  53. Revil says:

    Also, some people in Northern Oregon can also apply.

    Oregon: I live or work in the following counties: Benton, Clackamas, Columbia, Lane, Linn, Marion, Multnomah, Polk, Washington, and Yamhill.

  54. Robert E. says:

    Here’s my referral code for the new promotion. We’ll each get $100. Thanks!!
    Promo code: 100REF17
    Unique referral code: 2209871
    Robert Edmonson
    Expires 12/31/2017
    Thanks!!

  55. Tad says:

    How do they feel about money orders (and can you mobile-deposit them?)

  56. Jay says:

    Here’s my referral code for $100:
    Promo code: 100REF17
    Unique referral code: 1273210
    Expires 12/31/2017. And limit of 5 referrals so please reply in the comment if you successfully used my unique code.
    Thank you!

  57. Insook Sung says:

    Promo code: 100REF17
    Unique referral code: 1334127
    Expires 12/31/2017.
    Please let me know if you use my code. Thank you.

  58. Brian says:

    Hey here’s my referral code to get each of us $100 for free!

    Referral code:2129999

    It’s be much appreciated if anyone can help me out. Lets win on this!

    Thank you ahead of time.

  59. Mark says:

    Woohoo…this is pretty awesome. If you still need a referral code, here’s mine. Thanks!

    Promo code: 100REF17
    Unique referral code: 859731

  60. Robert Edmonson says:

    Here’s my referral code for the new promotion. We’ll each get $100. Thanks!!
    Promo code: 100REF17
    Unique referral code: 2209871
    Robert Edmonson
    Expires 12/31/2017
    Thanks!!

  61. Jay R says:

    They opened my account, then closed it a few days later for security reasons. They want me to fax/mail some documents to them.

  62. Robert E says:

    I can refer 2 more people for the $100 bonus which expires 12/31/17. Feel free to use my referral information. Thanks!
    Promo code: 100REF17
    Unique referral code: 2209871
    Robert Edmonon

  63. S says:

    Hi, I signed up using Robert’s code above, many thanks. This actually was something I’ve been meaning to do for a while to have a local credit union and the high interest checking/saving. If anyone needs a code I’d really appreciate it if they used mine!

    Promocode: 100REF17
    Referral code: 2367704

    Have a great day everyone thanks for posting this offer!

  64. Docta G says:

    How do you generate your own unique referral code? When I go here https://www.becu.org/landing/member-referral
    Click on the link in the 3rd paragraph, and then input my name and correct email, it doesn’t work. I opened my account last week, is there a waiting period before you can generate a code?

  65. Aaron says:

    No one has used my code yet:

    promo code: 100REF17
    referral code: [removed]

    Aaron Harmonson is the name on the account

    • Aaron, that’s the third time you’ve posted your code. Don’t be greedy. I’ve removed this referral code and one of your others, don’t do it again.

      • Aaron says:

        I’m sorry about that. My main intention was to let people know it was still usable, since it sounds like there is a $500 limit. I saw others reposting, so I figured I’d follow suit. Feel free to delete the posts if you wish to clean up the thread.

  66. Julie G says:

    Here is my referral information for the $100 BECU bonus that expires 12/31/2017. This is my first time sharing the unique referral code, so I have all 5 referrals remaining.

    Promo code: 100REF17
    Unique referral code: 2370720

    If you use the code, please comment below, thanks!

  67. Steven B says:

    Promo code: 100REF17
    Unique referral code: 2370880
    Steven Bentz

    Revil already mentioned that if you’re Washington, you can also get $50 for you and me by signing up for Inspirus Credit Union with my link below:

    https://inspiruscu.rstrm.com/KcCKfCQ-7djHrn

    Fill in the referral form with your info, then open up at least a savings account with that same info (same name and email). The ADDvantage savings and checking each pay 7% on the first $500 ($1000 total), and the only requirement is a direct deposit.

    BECU: Limit 5 referrals. Expires 12/31/17
    Inspirus: Limit 10 referrals. Expires 12/17/17

    If you use my referral code, please reply to not go over the limits.

    Thanks,

    Steven

  68. Robert Edmonson says:

    I can refer 1 more person for the $100 bonus which expires 12/31/17. Feel free to use my referral information. Thanks!
    Promo code: 100REF17
    Unique referral code: 2209871
    Robert Edmonson

  69. Sarah says:

    Hello! I just came across this thread and haven’t shared before so I should still have 5 referrals left. Thank you if you decide to use my code! I have had BECU for 6 years now, and I’ve never had an issue with them. I haven’t paid a cent in fees and they are easy to contact if issues come up. After I had my account for a while, they gave me a pre-approval for their Visa so I was able to get it without a hard pull which was nice because it was my first credit card.

    Promo code: 100REF17
    Unique Code: 1574845

    • Superchurn says:

      Ouch. Rejected by Chex. So maybe they are ChexSensitive

      Credit Score: 0000
      Score Date: 12/01/2017 12:11 AM
      Key factors that adversely affect your score:
      Key Factor 1: NO EVIDENCE OF PROPERTY OWNERSHIP
      Key Factor 2:ASSET OWNERSHIP HISTORY
      Key Factor 3:TIME AT CURRENT ADDRESS
      Key Factor 4:NON-DEROGATORY PUBLIC RECORD HISTORY
      Key Factor 5:UNIQUE DDA INQUIRY ACTIVITY

      I’m guessing Unique DDA Inquiry Activity is the killer factor for me, since I’m 23/24

      • Superchurn says:

        Actually, i’m at 29/24.

        Wife also rejected with the exact same Chex output

        she’s only 23/24 ;p

        • Sarah says:

          Oh no! 🙁 Well thank you two for trying it! I honestly have no idea what is Chex (I just started getting into this whole credit card and bonuses thing about a month ago).

  70. Bruce says:

    Hi – Any DPs if this one will work with a spouse? I did not see any terms that limit to one per household or address. that would make this pretty sweet.
    thx

  71. David G says:

    Hello, here is my referral information for anyone needing a referral code for the current BECU promotion:

    Promo code: 100REF17
    Unique referral code: 2366539

    Thanks, please let me know if you use the code.

  72. Tommy Y says:

    Happy holidays! I have 5 referrals left.

    Promo code: 100REF17
    Unique referral code: 2359325

  73. DatDenny says:

    Has anyone received the bonus? I referred my niece about a month ago and neither of us have received the bonus yet. BECU says it can take 60 days… Just wondering if anyone has any DPs on how long it takes.

    • Revil says:

      DP from this year, bonus posted for both people two days after the new account got fully funded (at least $500 in checking).

  74. Jon says:

    Hi Everyone. I have 5 referrals left. Happy Holidays

    Promo Code: 100REF17
    Referral Code: 2375787

    Thanks!

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