Posted by William Charles on October 16, 2018
Bank Account Bonuses

Published on October 16th, 2018 | by William Charles

141

[Expired] [WA, OR, CA, NV, ID] Umpqua Bank $200 Checking Bonus – No Bonus Requirements

This deal has expired and is no longer being offered. You can view the best current checking bonuses by clicking here.

Offer at a glance

  • Maximum bonus amount: $200
  • Availability: Washington, Oregon, California, Nevada and Idaho
  • Direct deposit required: None
  • Additional requirements: Be logged in and submit rebate form
  • Hard/soft pull: Soft pull
  • ChexSystems: Unknown
  • Credit card funding: Up to $2,000 (Visa or Mastercard)
  • Monthly fees: None
  • Early account termination fee: Unknown
  • Household limit: None listed
  • Expiration date: None listed

The Offer

Direct link to offer

  • Umpqua Bank has partnered with Slickdeals to offer a bonus of $200 when you open a new checking account. To receive the bonus you must:

The Fine Print

  • Form must be submitted within 4 weeks of being approved
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

The Embark Checking account has no monthly fees as long as you opt for paperless statements. If you opt for paper statements you’ll be charged a $3 monthly fee.

Early Account Termination Fee

I wasn’t able to find a fee schedule so I’m unsure if there is any early account termination fee or not.

Our Verdict

We are seeing more of these Slickdeal backed bonuses recently, I haven’t heard of any real issues getting the bonuses but obviously the more middle men you add the more likely a problem is to arise. Definitely worth doing if you live in the targeted area, no bonus requirements and a nice amount of credit card funding as well. I’ve added this to our list of the best checking bonuses.

Useful posts regarding bank bonuses:



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tdjones
tdjones

Credit card funding is maximum $2,000 with Visa or Mastercard only. I used my CSP with my cash advance limit set at $100. I will report back with how it goes.

Chex Party Mix
Chex Party Mix

$2k in MC/V credit card funding too! They gave me an account number, but not clear if I’m officially approved yet. (Just says Application Completed)

Nicky
Nicky

Any hard pulls, do you know? Thanks!

Nicky
Nicky

No hard pull. Funded $2k with a credit card.

SS
SS

Only hardpull is if you check the overdraft protection option

HMB
HMB

Do you recall if they asked for your credit card’s CVV code? I have a temporary card number (while waiting for BofA to mail me a permanent card), but no CVV code.

Dave
Dave

Yes

HMB
HMB

Thanks.

Justin Elia
Justin Elia

soft pull?

ap
ap

There’s a DP on SD for $2.5k funding MC/V. Is this untrue?

Dave
Dave

It said $2K when I applied.

jonhenny
jonhenny

$2000 and worked for my Citi AA Biz

Rusty
Rusty

$2k CC funding on Chase FU approved

Jeff G
Jeff G

Applied and was given an account number. Was able to access my account and see the $2000 MC Visa Plat pending. Crossing my fingers this is not one of those “approve and deny later” accounts. Live in WA and have many accounts opened in past 6/12 months. Make sure you follow the steps to get the $200 from Slickdeals.

Justintime
Justintime

Just applied and was able to login. I think we should be good, now we just have to have slickdeals ‘track it’ pretty annoying but since this bonus requires no work at all, it’s worth it.

Jay
Jay

Right, I absolutely love these SD offers because most of them don’t require anything beyond getting approved for the account.

Kapil
Kapil

Only for US citizens

Tony
Tony

Did you mean only US citizen can open this account online, others need to do the app in branch?
Edit: All applicants must be US citizens at least 18 years of age living in California, Washington, Oregon, Idaho, or Nevada

Jeff G
Jeff G

Just tried to apply for P2 and the link for the “free” checking account now has a phone number, not apply online. Wonder if they are already slowing it down.

Jeff G
Jeff G

Never mind, online available again!

quasimodo
quasimodo

same thing happened to me…finished the app & form. we’ll see. I’m a new Slickdeals user. What’s in it for Slickdeals if the $ comes from them and not the bank. Must be some backend benefit.

Adrian
Adrian

Very nice find. Just applied and approved – can log into new account immediately. Filled out SD form with PayPal info. Let’s see what happens!

ballaststones
ballaststones

Was unable to fund with Citi AA Biz, was able to fund with Wells Fargo Biz Plat

Jim
Jim

Odd. There’s been some success with Citi AA cards, listed both here and on SD. I had success with an Citi AA card as well ($2k).

Frugal_Squirrel
Frugal_Squirrel

Was it a biz card?

Jim
Jim

No. Plain AA Plat

Frugal_Squirrel
Frugal_Squirrel

Thank you.

Veronica
Veronica

Your Right to Terminate – You may cancel your online banking service at any time by providing us with written notice by postal mail or fax. Your access to online banking will be suspended within 3 business days of our receipt of your instructions to cancel the service. You will remain responsible for all outstanding fees and charges incurred prior to the date of cancellation.

Looks like no ETF?

Jim
Jim

Of course we have the right to close, it’s our account. But this statement doesn’t answer whether they’ll want some of your money for doing so.

Ryan
Ryan

Applied, was unable to get $2k Citi AA to work (went pending on Citi page, but confirmed with Citi it was Umpqua that was reversing the charge). Kept getting an error that I needed to confirm my card info even though it was correct. Resorted to a transfer from other bank. Now I need to wait to verify trial deposits, then they will open the account.

Ryan
Ryan

I had the same experience trying to use my CSP, so I did the bank xfer.

Ryan
Ryan

I got my trial deposits this a.m. and immediately after I verified the amounts I got my acct# and was able to setup online banking. First SlickDeals offer I’ve tried, so fingers crossed!

Ryan
Ryan

Same thing happened for me, got my trial deposits this am and got my acct# and online banking setup today!

Joeshie
Joeshie

Able to fund via CFU $2,000

DJ
DJ

Funded with U.S. Bank FlexPerks Travel Rewards Visa $2K.

Johnny
Johnny

Done. Guess we’ll wait and see

SW
SW

Anyone have experience trying to open out of state? On a previous SD bonus?

Grant

Signed up quickly and easily. Funded $2,000 with Citi AT&T Access More. Filled out SD form.

Make sure you change your statement delivery from paper to estatements. Mine was set to paper, by default.

The Umpqua routing number is 123205054.

I will report back when the $200 posts to my PayPal account.

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