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Tech
Tech

Do referrers get 150 too?

Daedalus
Daedalus

yes

Sam
Sam

This is by far the best, solid Institution, Credit Union to keep open. I’d had the account with them since 2007. I am not planning on closing just to wait and get a bonus in the future.

They give you a generous credit card limit the longer you’d been with them. Also, no holds on large “credit card” balance transfer offer checks (I had used a lot in 2007.)

Irene P
Irene P

The interest rates were lowered to .18% on checking and .96% on savings a few months ago for Advantage accounts.

firemaple
firemaple

The Nov 1, 2020 rate schedule has 1.0% on the first $500 in both Member Advantage Checking and Member Advantage Savings. Anything over $500 earns 0.01% and 0.02% respectively.

Ben
Ben

Denied to due Chex, unfortunately.

Cj
Cj

Becu is a terrible CU. The liars never tell you they are chex sensitive and inquiry sensitive even before you ask them. The staff was awful. Wasted my time

Sam
Sam

I’d had them since 2007, I had only the best experience.

FOMO
FOMO

Sounds like very chex sensitive. I am at 10/12 on chex report so sounds like I would be declined. Too bad….looks like a nice bonus where you can also donate to your favorite charity.

Şukriye Anaëlle
Şukriye Anaëlle

10/12 is nothing LOL.. are you kidding me? most of here are at like 50 – 100/12 LOL i’d give it a try.. let us know if you get approved.

FOMO
FOMO

two reports below of being denied with 4-5 inquiries in past 12 mo. I prefer to just take a break until there are better bonuses available. Want to do US bank bonus again once I qualify in Jan 21.

vc
vc

Good call. More DP on myfico, too. They also report to Chex, so you’d have a wasted inq on your report.

ieatdogfood
ieatdogfood

I think most people incorrectly report their Chex vs. total banks done in a certain time period.

I bet you 99% of them didn’t even look at the report to see their true Chex inquiries.

Ryan
Ryan

I was able to join from CA a couple of years ago, looks like the option is still available:
“Not a member of one of the above associations? No problem! You can join online with UWAA, WSUAA, KEXP and NWCUF.”

(I did NWCUF)

They might be more Chex sensitive than they used to be – at the time I had a bunch of inq’s, but I also had to get the 3rd degree from their security dept. 😉

BlissfulApathy
BlissfulApathy

I was denied last year for Chex reasons, even though back then I only had 4-5/12 chex hits when I applied. Still might try again, though.

Matthew
Matthew

I believe BECU’s Chex threshold is 3 in the last 90 days

TJ
TJ

BECU is the #4 CU by asset size. I’d be shocked if they now have geographic restrictions.

DP
DP

Somewhat Chex sensitive. First time I’ve been rejected, but I’m roughly 17/12 with 3 in the past few days