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JT
JT

DP:
Opened: 2/25/21
Real DD: 3/11/21
Bonus Post: 3/24/21

Jordan (Professional MSer)

WTH….. Instant denial. They said they pulled my TU and Chex report, but no HP on TU afterwards. Fuck you Heritage Credit Union!!

Carl J
Carl J

William Charles bonus good now through March, 31st 2021

Macie
Macie

Wow I got denied and received a report saying they pulled TransUnion to check credit in addition to Chex…?

Jonathan
Jonathan

Signed up online. After signup, I was shown an account number (which, I assume, as with other CUs, is really my member number). I was able to use it to register for online banking. Once I log into online banking, I see two accounts, my savings, and my checking. For each account, only the last 2 digits of the account number is visible, and neither matches the number that was displayed after signup.

Does anyone know how I actually get my full checking account number to arrange for direct deposit? They conveniently have their routing number right on the front page of their site — which is great. It’s usually not the account number I have trouble finding.

edmund
edmund

I had to call them to figure this out, the account number for direct deposit is 0000XXXXXX, four 0’s and your six digit member number. I believe it’s the same for the savings, it just depends on how you mark the account when setting up direct deposit or transfers (checking or savings account).

Brendan
Brendan
swg
swg

This CU charges a $6 withdrawal fee every-time you transfer your money out. Even for the withdrawal of micro-deposits from an external account verification.

edmund
edmund

It looks like it’s charged for “Over Three Withdrawals per Month” from the share savings account.

swg
swg

Except I made nowhere near that many withdrawals. This bank is utterly awful – Wells Fargo has better ethics

EW
EW

Bonus extended to April 30, 2020.

wilsonhammer
wilsonhammer

Datapoint: Either schwab brokerage or fidelity brokerage works (each time was $100). schwab checking probably does NOT work. The $100 bonus posted into my savings account.

02-06-2019 DEPOSIT DIVIDEND (EXTRAORDINARY) CHECKING PROMO
======================================
01-22-2019 DEPOSIT ACH FID BKG SVC LLC TYPE: MONEYLINE CO: FID BKG SVC LLC
01-08-2019 DEPOSIT ACH SCHWAB BROKERAGE TYPE: MONEYLINK CO: SCHWAB BROKERAGE
01-01-2019 DEPOSIT ACH JEREMY KIESER TYPE: P2P CO:

Jeremy K
Jeremy K

“All offers subject to qualified credit. New members: subject to member eligibility and an initial deposit of $5 into a primary savings account, which must remain open for 12 months.”