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wilsonhammer (@guest_1543381)
January 27, 2023 14:10

Anyone received a 1099 tax form them yet?

wilsonhammer (@guest_1548151)
February 2, 2023 13:58

Finally got it. apparently me changing my address after I closed the account didn’t stick — they sent the form to my old address.

wilsonhammer (@guest_1468787)
October 19, 2022 11:07

Called a week or so ago to close out my $0 accounts. No problems.

Josh (@guest_1432526)
August 26, 2022 10:38

this bank is kind of a PITA to deal with. The person who is in charge of paying out the promotions will do everything in their power to deny you the bonus as if the bonus comes out of her paycheck directly.

We did it for the 2 of us. For me, they said I had to have more “activity” (more than the 6 debit card tx’s I had) in the account and they would check back and credit me if I did. For p2, they enforced the household requirement.

wilsonhammer (@guest_1408819)
July 14, 2022 10:44

I’ve been doing real DD and bill pay regularly to drain, with a few p2p transactions using my debit card as a funding source. Contacted support about the bonus and they confirmed that the account had been used for deposit and withdrawals, but they asked why I was not using the debit card for purchases. They also indicated that they don’t post the $300.00 before the 90 day mark and that I still had a few days left. Strangely though, the bonus posted the day after, so ¯\\_(ツ)_/¯. Will report back with closing details in a few months.

Josh (@guest_1431281)
August 24, 2022 11:18

how did you contact them?

wilsonhammer (@guest_1431288)
August 24, 2022 11:31

secure message

Josh (@guest_1401423)
June 28, 2022 11:25

anyone received bonus yet?

Josh (@guest_1401584)
June 28, 2022 16:11

Lol I sent a message and they said that they have 1 employee who keys in the bonus and sometimes they need a little nudge 😛

Josh (@guest_1401883)
June 29, 2022 10:34

This was the reply after reaching out – they aren’t following their terms as there was no requirement to leave money in there nor size of the transaction.

> I spoke with the department in charge of crediting new accounts with the $300 offer and they were unable to make the request. The reasoning being they want to see you actively using the account. The only debits from the account are $0.50 deductions and your direct deposit is transferred to your other bank account. Once the account receives more activity they will credit the account, this is to prevent clients from opening accounts to receive the $300 offer and then closing once paid out.

fyi  Chuck

Josh (@guest_1405929)
July 7, 2022 17:39

received the bonus 7/6/22. P2 hasn’t received, they might have to reach out too.

little big bear
little big bear (@guest_1388566)
May 31, 2022 18:14

any datapoints on what counts as a direct deposit for this? I don’t have a real employer DD that I can set up.

Bertha (@guest_1371777)
April 24, 2022 22:38

Yes, can apply online but you have to be close to a branch I guess.
Entered my zip code (in WI) and got this message “Unfortunately, accounts are not available in the ZIP Code you provided. Please contact system administrator for more details.”

wilsonhammer (@guest_1362538)
April 12, 2022 10:07

Opened online. Requires microtransaction verification for initial deposit. You can probably select the “Mail in a check” option to get it opened faster and just ACH in your initial funds ($100 minimum). All big 3 bureaus frozen during application. No CC funding available.

After the external account was confirmed via microtransactions, the account was instantly approved and given full account number and online login access. Had to turn on eStatements manually.

Donutello (@guest_1350540)
March 20, 2022 13:31

Does it really have to be done in branch? The link above seems to take you to a page, which further has a link to an online application.
Also, the terms (now?) say you have to “…actively use your new accounts and services (5+ transactions per month).”
And the name of the product is True Checking, not True Choices (maybe that changed since the original post).

Josh (@guest_1350599)
March 20, 2022 18:23

Cool, it does look like you can open online, I’m going to try.

Josh (@guest_1350604)
March 20, 2022 18:38

I was insta denied, but P2 was approved. Bonus terms were in the truth and savings document you had to agree to, so this is no longer “in branch only”

Josh (@guest_1353603)
March 25, 2022 18:35

approved when i went in. easy to open.

wilsonhammer (@guest_1350538)
March 20, 2022 13:13

Requirements: OPEN a True Checking account ($100 minimum deposit to open) and at least one additional deposit product, like a savings or money market account. Our True Checking account makes your banking simple with no minimum daily balance requirement and no monthly service charge. MOVE your payroll or monthly Social Security direct deposit to your new account to start taking advantage of the many benefits Monona Bank offers. Our ClickSWITCH® tool makes it easy to move your direct deposit, automatic payments and more!

Terms: Your $300 bonus will be deposited into your new non-interest-bearing account within 90 days after you complete the two easy steps. Of course, you’ll need to keep your accounts in good standing and actively use your new accounts and services (5+ transactions per month). While we truly value our current clients, this special offer is only available to households that have not received a similar bonus in the past and don’t currently have a checking account with us. Offer expires on May 31, 2022.

Offer PDF link!/acctopening