credit cards

Credit Cards

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2 Responses to Credit Cards

  1. RP says:

    I’m a housewife. I had an average credit score (~650) until a month back and from last month a pretty good score (~750) after getting added as an authorized user in my spouse’s cards. I never worked in USA, and therefore no income from employment. However I have checking and savings account where I and my spouse are joint account holders. I never had a credit card, but now I’m planning to apply for a chase freedom card. I’m wondering if I’ll be eligible for a regular CC. If yes, what should I be putting as ‘Gross Annual Income’ and ‘Source of Income’ in the online application.

    • You should be eligible, as long as you have no negative items on your report (e.g late payments). You can put your combined income down (e.g your spouses), I’m unsure what the best practice is for source of income. Sorry!

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