Deal has ended, view more bank account bonuses by clicking here.
Bonus offers are only available to existing Ameriprise clients as of July 14, 2025
Offer at a glance
- Maximum bonus amount: $800
- Availability: Nationwide
- APY: 3-3.2%
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit: None listed
- Expiration date: August 29, 2025
Contents
The Offer
- Ameriprise is offering a savings bonus of up to $800.
- Deposit new money into your new or existing Ameriprise Bank Savings Account by August 29, 2025.The minimum deposit to open a new account is only $100.
- Maintain a daily balance equal to or greater than your balance on July 14, 2025, plus at least $15,000 of New Money through 12/31/2025
- Receive either a $200 or $800 bonus, deposited into your Ameriprise Bank Savings Account
- Deposit $15,000-$49,999 and get $200
- Deposit $50,000+ and get $800
The Fine Print
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about
Early Account Termination Fee
Unsure if there is any EATF.
Our Verdict
At minimum you’re locking up funds for 124 days, probably closer to 130 or more if you give yourself a little buffer. Account earns at the following rates:
- 3.00% if $10,000+
- 3.20% if $50,000+
If you do the $15,000/$200 bonus it works out to be 7% APY total and 8% APY total if you do the $50,000/$800 bonus. Not the bad but not the best, will add this to our list of the best bank account bonuses.
Hat tip to reader Kwan
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
