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snailrock
snailrock

Did not pull Chex

Dominique
Dominique

Bonus is currently pending for P1-P3 accounts. Accounts were opened in late August. All reqs were met a few days ago. Schwab brokerage and Transferwise count as direct deposits. They count as “paychecks” and I stopped receiving direct deposit reminder emails after those deposits posted. Fairwinds CU and Union Bank did not count. Funding bank accounts with your debit card will count to fulfill the debit card requirement.

Don’t bother with Cash App reloads for the debit card requirement as they count only as “ACH transfers” rather than a debit card purchase like the bank account funding did. Will probably close the accounts as soon as the bonus posts since $3/monthly is a lot for this account. The found money offers don’t seem to always credit for me.

snailrock
snailrock

Received the $75 in my Invest account exactly a week after the $500 purchase (BB load, after the DDs as specified). For the DDs I’d done my local credit union, Bluebird, and Paypal to find something that stuck, so at least one of those works!

snailrock
snailrock

Update: it was Bluebird that counted as my “paycheck,” according to the app. So Bluebird works!

Larry
Larry

Current offer for DD $75 is through 12/31/21. I got pretty good deal with this plus MyPoints 12,000, they posted very quickly and $75 into Invest account posted a week after meeting the requirements.

Anna
Anna

Can confirm the undisclosed terms. Also, when I tried to make a transfer of $25, the lowest possible — that was all I had in that account — they charged $100 and it failed to go through. I thought I made a mistake and tried again (putting in $100 just in case) and it went through as a $100 transfer instead of a $25 transfer, again. And I definitely selected $25 that time

Anna
Anna

Any Chex info?

maruf
maruf

No Chex inquiry on my report from Acorns

Anna
Anna

Thanks!

Daedalus

06/16 Reopened account
06/24 Real DD
06/30 Real DD
07/07 Safeway MO purchased for $500
07/24 $75 Posted

Anna
Anna

If you remember, did you stop getting like “set up direct deposit!” emails/pop-ups after your DD posted?

Larry
Larry

Did you withdraw it from Invest? Wonder if it’s possible or do we have to wait 3 months or something?

Daedalus

A Point Card purchase coded as ATM. A money order at Safeway looks like it is coded as a purchase.

Larry
Larry

Cash App payment coded as ACH transfer. Walmart MO triggered debit card spending requirement.

Olympia

The current promotion fine print requires 2 DD of $250 and $500 in spending. Signed up but kind of annoyed about the new spending requirement. The terms show up after you sign up for the card.

Olympia

New terms: This offer will be valid for qualifying Direct Deposits received on or before August 31, 2021. Two Direct Deposits of at least $250 each must be made into your Acorns Spend account and at least $500 must be spent from your Acorns Spend account within 3 months from your first Direct Deposit to qualify for this promotion. The qualifying Direct Deposits must be made by the individual’s employer, payroll provider, or benefits payer by Automated Clearing House (ACH) deposit. Bank ACH transfers, verification or trial deposits from financial institutions, peer to peer transfers from services such as PayPal, Cash App, or Venmo, mobile check deposits, and cash loads or deposits are not qualifying Direct Deposits. The $75 reward will be invested as a lump sum in the form of a purchase of investments in your Acorns Invest account within 45 days of qualifying for this promotion. Your Acorns Invest and Spend accounts must be open, verified, and in good standing at the time of reward fulfillment. This offer is only available to the recipient and is not transferable. A customer will only be eligible to receive this $75 Direct Deposit reward one time.

Charles
Charles

Wow you’re right, definitely makes it even less attractive. Can’t link my regular work DD and no data points on what other ACH transfers qualify as DD.

I’m about to close the account

jz
jz

Will transfer to Cash App be counted as “purchase”/””spent”? I set up work DD.

Rootytooty
Rootytooty

Doubt it. “Transaction type: ACH transfer”

jz
jz

I see. thanks. I guess money order is the only way to go then.

Aaroj
Aaroj

There are monthly fees to have an acorn account, this should be updated to reflect that. definitely not worth the hassle.