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Matt W
Matt W

10/29: Account opened with $100
11/5: Employer DD of $2010

No bonus yet

Morgan
Morgan

Any DP of bonus hitting?

9/8 acct funded
9/17 $2k DD met

Still no bonus — curious if it’s 15-days after 120-day period

mothman69

Miya L Icarus As mentioned before, I received the $500 UMB bonus in 2020 and then I referred P2 and we both received the $200/$150 bonuses in early 2021. Both accounts were closed out and then re-opened after 6 months in late Aug/early Sep for this latest promo and I referred P2 as well again via the Royal Referral Center. Both of us received phone calls stating that we were ineligible for the $300 bonus, but I’m not sure why P2 is ineligible since they have only received a referral bonus in the past.

Anyways, the referral bonuses paid out again at $200/$150 on 10/19, so it’s possible to churn UMB Bank referrals 6-months after closure if you are in multiplayer mode.

I will keep these account open until the timeframe passes for the $300 offer just to see if it happens to come through as well.

L
L

Thanks mothman69!

David
David

UMB has paid bonus just 1 or 2 days after DD according to previous DPs

I opened account on 9/27 (first time open account with UMB)
DD posted on 10/5 ($2005 pushed from my credit union which has always worked as DD on other banks)
But as of today I still not seeing the bonus.
Does anyone already got their bonus for the promotion expired on 9/30/2021?
Appreciate if you could share your timeline and DP.

Jimmy
Jimmy

I opened an account on 09/01 with $101 initial deposit (first time open account with UMB)
Real DD posted on 09/30 ($2099)
I haven’t received my bonus either.

Kiki
Kiki

opened account on 8/31, and none of chase, citi, and schwab worked for bonus. then did real DD on 9/30, still no bonus.

scott
scott

Fine Print states: “Earned special offer will be paid to the eligible UMB Value Checking account within 15 days of meeting all applicable special offer requirements.”

ThatOneGuy
ThatOneGuy

One of the requirements was having the account open for 120 days, that may be the reason we have to wait.

Prpilot17
Prpilot17

My dd hit the first of the month and yesterday a personal banker called me. She vented a bit about all the people who were just signing up for the bonus, and seemed super excited that I “might actually want to bank with them”.

G
G

expired.

Kazumi
Kazumi

This is expired now.

Geogeo
Geogeo

Any recent DP on direct deposit? Wondering if Wells Fargo still triggers…

Icarus

Any solid DPs on whether this is stackable with the referral bonus?

mothman69

Icarus In theory, the Royal Referral Center bonus should stack with the main UMB bonus since they are separate offers. Other banks that use similar programs like Refer Live allow stacking.

I referred P2 and then opened P2’s account for the $300 offer back in August. I won’t know if the referral worked until late October or early November, and the $300 bonus won’t be paid until late December or early January. I don’t think you’ll see any solid DPs until then.

Icarus

Thanks mothman69 !

SK
SK

Is churning not allowed for this offer?

“Customers who have previously applied for a personal checking account special offer are not eligible for this promotion.”