[Expired][Boston, MA] HarborOne $450 Checking + $300 Savings Bonus

Deal has ended, view more bank account bonuses by clicking here.

Offer at a glance

Maximum bonus amount: $750
Availability: Must live or work within 10 miles of our Metro Boston branches: Boston, Brighton, Brookline, Cambridge, Quincy, and South Boston and open in branch
Direct deposit required: Yes, $2,500+ within 60 days of account opening
Additional requirements: See below
Hard/soft pull: Soft
ChexSystems: Unknown
Credit card funding: Up to $500 (this is a hard limit per application, doesn’t matter if you have two accounts in same application or not). Probably not available in branch
Monthly fees: None
Early account termination fee: None
Household limit: None
Expiration date: None listed

Contents

1 The Offer
2 The Fine Print
3 Avoiding Fees
- 3.1 Monthly Fees
- 3.2 Early Account Termination Fee
4 Our Verdict

The Offer

Direct link to offer

HarborOne is offering a bonus of up to $750. Bonus is broken down as follows:
- $450 when you open a checking account and make monthly direct deposits totaling at least $2,500 per month. Each month starting within 60 days of account opening through the 6 month anniversary of account opening
- $300 when you open a savings account and maintain at least a $15,000 average monthly balance each month. Each month starting within 60 days of account opening through the 6 month anniversary of the Checking Account Opening

The Fine Print

Offer available only to new deposit customers who live or work within 10 miles of our Metro Boston branches: Boston, Brighton, Brookline, Cambridge, Quincy, and South Boston who open their personal checking and savings accounts at one of our Metro Boston branches either in person or with One2One Appointment Banking with a staff member at a Metro Boston branch by February 28, 2022, and then meet all criteria listed below.
Criteria for New Customers: New deposit customer to the Bank who has not had any HarborOne deposit account in prior 12 months; Existing customer who did not have a deposit account; Existing customer who is not the tax owner on any existing deposit account; If multiple accounts are opened with the same signer, only one account will be eligible for the incentive.
To receive the $450 Checking bonus: 1) Open any new HarborOne personal Checking Account; AND 2) Receive direct deposits totaling at least $2,500 per month, each month starting within 60 days of account opening through the 6 month anniversary of account opening. Qualifying direct deposits are recurring electronic deposits of your paycheck, pension or government benefits such as social security from your Employer or the Government. Direct Deposits that do not qualify include: Deposits to your account made by an individual using online banking or internet payment providers, Person to Person and bank transfers between your existing HarborOne Bank accounts or accounts you have at other financial institutions or brokerages.
To receive the $300 Savings bonus: 1) Open any new HarborOne Personal Savings account in accordance with the minimum opening balance requirement and maintain at least a $15,000 average monthly balance each month, starting within 60 days of account opening through the 6 month anniversary of the Checking Account Opening; AND 2) Must also complete checking bonus requirements to be eligible for this additional $300.
Bonus Conditions: Account must remain open, active, in good standing, and in the same product type through the 6 month period from account opening to receive the bonus for noted oers above. Once the offer criteria is met, the bonus will be credited into the new personal checking or savings account no later than 20 days from 6 month anniversary of account opening.
All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

You can open the Free Plus Checking account and still qualify for this bonus, this account has no monthly fee. CheckIt Savings also has no monthly fees to worry about.