Offer at a glance
- Maximum bonus amount: $200
- Availability: Foothill Credit Union serves employees of education, health care, and local city governments and over 300 businesses in the San Gabriel Valley, CA. Might be able to open OOS via Vera society
- Direct deposit required: Yes, $2,000+ within 90 days
- Additional requirements: None
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit: None listed
- Expiration date: August 31, 2026
Contents
The Offer
- Foothill Credit Union is offering a $200 bonus when you open a new checking account and complete the following requirements:
- Use promo code Checking200
- Receive direct deposits totaling $2,000 or more within 90 days of account opening
The Fine Print
- Offer valid for new and existing members of Foothill Credit Union who open a new eligible consumer checking account (Protection Plus Checking, Rewards Checking, or Simply Free Checking) between May 13, 2026 and August 31, 2026. Rebound Checking, Junior Checking, and Teen Checking accounts are not eligible. Existing checking account holders may qualify by opening a new eligible checking account. Membership eligibility and account approval required.
- To qualify for the $200 incentive, member must establish new qualifying electronic direct deposits totaling at least $2,000 (aggregate) into the new checking account within 90 days of account opening. Qualifying direct deposits include recurring electronic deposits such as payroll, pension, or government benefits (e.g., Social Security). Existing direct deposits moved from one account to another do not qualify. Non-qualifying deposits include, but are not limited to, internal transfers, wire transfers, person-to-person payments, mobile deposits, or cash/check deposits.
- Offer code “Checking200” must be provided at account opening and properly recorded to qualify. The $200 incentive will be credited to the qualifying checking account after the end of the calendar month in which the direct deposit requirement is satisfied. Account must be open, active, and in good standing (no negative balance or restrictions) at the time of incentive payout. Limit one incentive per member. Offer not valid with any other checking account promotion. Incentive may be reported on IRS Form 1099-INT or 1099-MISC and is the member’s responsibility to report for tax purposes.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
Simply free checking has no monthly fees to worry about.
Early Account Termination Fee
I wasn’t able to find a fee schedule so unsure if there is any EATF or not.
Our Verdict
Hopefully Vera society works otherwise I doubt many people will be eligible.
Hat tip to reader ShawntheShawn
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
