Offer at a glance
- Maximum bonus amount: $100
- Availability: Greater Lafayette, Carmel, Indianapolis, Mishawaka, Elkhart, Fort Wayne, Plymouth, Zionsville & Whitestown Meijer branches only. Additional promotions available at Indianapolis, Carmel, Westfield & Lafayette Meijer branches all in IN [Branch locator]
- Direct deposit required: Yes, $500+
- Additional requirements: None
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: $2, avoidable
- Early account termination fee: Unknown
- Household limit: One
- Expiration date: None mentioned
Contents
The Offer
- Centier are offering a bonus of $100 when you open a new checking account at their Greater Lafayette, Carmel, Indianapolis, Mishawaka, Elkhart, Fort Wayne, Plymouth, Zionsville & Whitestown Meijer branches only. Additional promotions available at Indianapolis, Carmel, Westfield & Lafayette Meijer branches and complete the following requirements:
- Receive a direct deposit of $500 or more
The Fine Print
- Offer is not available to existing Centier checking clients.
- A direct deposit of $500 or more must be received within 60 days of account opening to receive the $100.
- Limit of one $100 bonus per household.
- Offer good on Centier Checking, 50 Advantage Checking and Interest Checking accounts only. Bank rules and regulations apply. Minimum opening deposit is only $50 for personal accounts. Centier Checking and 50 Advantage $2 monthly fee without Direct Deposit or e-Statements or a $100 minimum daily balance. Interest Checking $4 monthly fee without Direct Deposit or e-statements along with a minimum daily balance of$500 or average monthly balance of $1,000. T
- hese offers are available at select Centier Bank locations.
- Centier reserves the right to discontinue offer at any time.
- Cash incentives may be taxable as interest income and reported on IRS Form 1099-INT. Consult your tax advisor. Member FDIC
Avoiding Fees
Can’t find fee schedule, so unsure if there is any early account termination fee or not.
Centier & 50 Advantage – $2 Monthly Fee
$2 fee is waived if you do any of the following:
- Opt for eStatements
- Receive a direct deposit
- Have a minimum daily balance of $100
Our Verdict
They have offered bonuses of up to $200 in the past, personally I don’t think $100 in branch bonuses are worth completing unless they are exceptionally easy or you live very close to a branch. Especially when there are so many much better bank account bonuses available. As always please share your experiences of this bank in the comments.
Big thanks to reader, PD & Curmudgeon who let us know. Learn how to find bonuses and contribute to the site here.
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- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
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