Chase Business Marriott ISN’T Affected By Chase 5/24

When we first broke the news that Chase had extended their 5/24 rule to more cards, we thought that all Chase Marriott cards were affected by this new rule. If you look at the comments of that post and were other datapoints were being shared you’ll likely notice a lot of approvals for the Chase Marriott Business card. A few days ago my friend at US Credit Card Guide also pointed out this trend . Originally I thought this might be due to the increased bonus of 100,000 points on this card (now expired), but decided to double check with my source at Chase.

They confirmed that it only applies to the Chase Marriott personal card, I have no idea why this is the case. It might be due to the fact that spending on business cards is likely higher than personal cards, or that Marriott wanted to ensure business owners had access to this card regardless of how many new accounts they’ve had. If you want to read more about the Chase 5/24 rule, I’d recommend reading this in depth post.

As mentioned this card previously had a sign up bonus of 100,000 points, but this has now expired. Here is a brief overview of the card:

• Annual fee of $99 is not waived
• Sign up bonus of 80,000 points after $3,000 in spend
• Card earns at the following rates:
  • 5x points per $1 spent at Marriott & Ritz Carlton locations
  • 2x points per $1 spent on airline tickets purchased directly with the Airline, at car rental agencies and at restaurants
  • 1x points per $1 spent on all other purchases
• Anniversary bonus of a free night certificate for a category 1-5 property.
• 15 credits towards Elite membership after approval and every year after account anniversary
• 1 elite credit for every $3,000 spent
• Marriott gold status after $50,000 in spend 
• No foreign transaction fees