Update 8/19/20: Citi is now offering some people 0% APR. Hat tip to VC
Citi is now offering Citi Flex Pay on Amazon. Citi cardholders that have made a recent purchase on Amazon using a Citi card and have a cart of $100 or more are now eligible for a number of financing options with an APR of 6.74%. Citi has previously offered a similar feature called Citi Flex Plan, that allows users to turn their card into a personal loan but the interest rates were much higher at 16%+.
Obviously 6.74% is still a high interest rate and where ever possible cardholders should be making their credit card payments in full to avoid any interest charges.


