Bonus has expired, click here for the best checking account bonuses.
Reposting because offer is appearing in moving packs again. This time with an expiry of January 31st, 2018
This is a targeted offer by reader Eric found it in a USPS moving packet. You can also get it by following these instructions.
- Maximum bonus amount:Â $200
- Availability:Â CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT
- Direct deposit required:Â Yes, $500+
- Additional requirements:Â None
- Hard/soft pull: Soft pull as long as you opt out of over draft protecton.
- Credit card funding:Â Up to $1,000, Visa & MasterCard only (most likely cash advance due to have to opening in branch)
- Monthly fees:Â $9.99, waive-able
- Early account termination fee:Â None
- Household limit:Â None mentioned
- Expiration date:
October 31st, 2017Â January 31st, 2018
Contents
The Offer
Direct link to offer (requires unique promo code)
- Open a new Citizens Bank One Checking account and receive a bonus of $200 when you complete the following requirements:
- Make a single direct deposit of $500 or more within 60 days
The Fine Print
- Primary signer on the new checking account may not be or have been a primary or secondary signer on any personal checking account within the previous six months.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
No Early Account Termination Fee
As far as I know there is no early account termination fee.
One Deposit Checking Account $9.95 Monthly Fee ($150 Bonus)
- $9.99 fee is waived with any deposit (according to this comment they really do many any deposit, even a transfer from another Citizens Bank account will trigger this)
Our Verdict
This is better than the normal $150 bonuses they sometimes offer and better than the other targeted offer for $150/$400 as the $400 offer isn’t worth considering. Always worth checking those moving packets to see what offers they have available. Because it’s targeted this won’t be going to our list of the best checking account bonuses.
Big thanks to reader, Curmudgeon who let us know. Learn how to find bonuses and contribute to the site here.
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