[CT, In Branch Only] Westfield $300 Checking Bonus

Update 10/11/20: Not sure I can see an end date anymore.

Offer at a glance

• Maximum bonus amount: $300
• Availability: Must open at one of the branches in CT
• Direct deposit required: Yes, no minimum specified
• Additional requirements: eStatements and order a debit card
• Hard/soft pull: Soft
• ChexSystems: Yes, report of being sensitive
• Credit card funding: Up to $500. Can fund with American Express, Discover, Mastercard & Visa.
• Monthly fees: None
• Early account termination fee: Unknown, maybe 180 days bonus forfeit
• Household limit: None listed
• Expiration date: September 30th, 2020

The Offer

Direct link to offer

• Westfield Bank is offering a bonus of $300 when you open a new WB Free checking account and complete the following requirements:
  • Use promo code $300CTConsumer
  • Order a debit card and receive a $50 bonus
  • Enroll in eStatements and receive a $50 bonus
  • Sign up for direct deposit and receive $200 bonus

The Fine Print

• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

This account has no monthly fees to worry about.

Early Account Termination Fee

With other bonuses account has needed to be kept open for 180 days to avoid losing the bonus.

Our Verdict

There have been issues with ChexSystems sensitivity and some other issues with this bank in the past. Previous bonus was for $200, this is an extra $100 (all to the direct deposit portion). We will add this to our list of the best bank account bonuses.

Hat tip to Chase-ing UR points

Useful posts regarding bank bonuses:

• A Beginners Guide To Bank Account Bonuses
• Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
• PSA: Don’t Call The Bank
• Introduction To ChexSystems
• Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
• What Banks & Credit Unions Do/Don’t Pull ChexSystems?
• How To Use Our Direct Deposit Page For Bank Bonuses Page
• Common Bank Bonus Misconceptions + Why You Should Give Them A Go
• How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
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• Complete List Of Ways To Close Bank Accounts At Each Bank
• Banks That Allow/Don’t Allow Out Of State Checking Applications
• Bank Bonus Posting Times