Offer at a glance
- Maximum bonus amount: $100 gift card
- Availability: Must open in branch, all locations in Florida [Branch locator]
- Direct deposit required: Yes, no minimum specified
- Additional requirements: Keep account open until bonus posts
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit: None listed
- Expiration date: None listed
The Offer
- Open a new checkng account with First Home Bank and receive a $100 gift card when you complete the following requirements:
- Establish direct deposit of your salary, pension, SSI or other regular monthly income
- Keep account open until bonus posts (within 30 days of your first direct deposit)
The Fine Print
- To qualify for the $100 gift card, you must be a new First Home Bank checking customer and qualified to open a checking account in accordance with our normal standards.
- You must establish direct deposit of your salary, pension, SSI or other regular monthly income, electronically deposited to your new account.
- Your account must remain open in order to receive the $100 gift card, which you will receive within 30 days of the date your first direct deposit is received.
- All other account terms pertaining to the particular checking account you choose will apply, including the minimum balance to open an account, which is $100.
- This offer applies to personal accounts only.
- The $100 gift card will be reported to the IRS in accordance with applicable law. Member FDIC
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
The easiest account to keep fee free seems to be the Simply Free Checking account, this has no monthly fees or minimums to worry about. I wasn’t able to find a fee schedule so I am not sure if there is any early account termination fee charged or not.
Our Verdict
They briefly had a $250 bonus on offer, but that was quickly removed. Personally don’t think this bonus is worth considering as it’s only for a $100 gift card (doesn’t say what type of gift card, but I imagine a Visa/Mastercard) and you have to open at a branch. Because of that I won’t add it to our list of the best checking bonuses.
Big thanks to reader, Saved-A-Lot who let us know. Learn how to find bonuses and contribute to the site here.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
