Posted by William Charles on September 30, 2018
Bank Account Bonuses

Published on September 30th, 2018 | by William Charles


[Expired] [FL only] First Home Bank $250 Checking Bonus

Deal has expired and is no longer available, click here for the best current checking bonuses.

Reposting as deal is back for 2018. Hat tip to reader Geo.

Offer at a glance

  • Maximum bonus amount: $250
  • Availability: Must open in branch, all locations in Florida [Branch locator]
  • Direct deposit required: Yes, no minimum specified
  • Additional requirements: Keep account open until bonus posts
  • Hard/soft pull:Soft pull
  • ChexSystems: Unknown
  • Credit card funding:Up to $1,500
  • Monthly fees: None
  • Early account termination fee: Unknown
  • Household limit: None listed
  • Expiration date: October 20th, 2018

The Offer

No direct link to offer, but being advertised in branch (see flyer below)

  • Open a new checking account with First Home Bank and receive a bonus of $250 when you complete the following requirements:
    • Establish direct deposit of your salary, pension, SSI or other regular monthly income
    • Keep account open until bonus posts (within 30 days of your first direct deposit)


The Fine Print

  • To qualify for the $250 bonus, you must be a new First Home Bank checking customer and qualified to open a checking account in accordance with our normal standards.
  • You must establish direct deposit of your salary, pension, SSI or other regular monthly income, electronically deposited to your new account.
  • Your account must remain open in order to receive the $250 bonus, which you will receive within 30 days of the date your first direct deposit is received. This offer cannot be combined with any other offers or coupons and may be changed at any time.
  • All other account terms pertaining to the particular checking account you choose will apply, including the minimum balance to open an account, which is $100.
  • This offer applies to personal accounts only.
  • The $250 bonus will be reported to the IRS in accordance with applicable law.

Avoiding Fees

The easiest account to keep fee free seems to be the Simply Free Checking account, this has no monthly fees or minimums to worry about. According to bankers asked in branch there is no early account termination fee.

Our Verdict

They have previously offered a bonus of $160, the advantage of that bonus was that no direct deposit was required. This is an extra $90, so definitely worth doing if you can easily change your payroll or they aren’t strict on what does/doesn’t count. Also remember when opening in branch they have a $350 business checking bonus that you should be able to do at the same time if eligible. I’ll be adding this to our best bonus page.

Useful posts regarding bank bonuses:

Leave a Reply


newest oldest
Notify of

Nice, but to bad only 3 branches in Florida and all in Tampa. Wish I could open online as I’m not making that drive. Curious to hear about people who go for it.

I went to the bank today and they said that the $250 bonus is no longer. They offered me a $100 bonus but they have a strict Chex system which they said I failed.

New bonus $250 good for a whole week. 5/22-5/27/17

Thanks for the info, DOC.

It’s a little far for me but I am considering.

But, anybody out there have a plausible, possibly creative reason to invoke a chuckle, why I would want to bank almost 50 miles away, if asked?

“I vacation in St Pete all the time and its my favorite beach in Florida so it would be nice to have local bank to go if need money, it gives me cozy feeling”

This deal is better than it seems. I did go to the branch and opened up an account, the only requirements are a DD. There is a free checking account but i qualified for a better one that is free if you are over 50. there is an additional $100 to open a savings account and have and automatic transfer from your checking account of at least $10 a month. The banker already set it up for me so i will get the full $350. then after the bonus its completely free checking even without DD.

25$ early termination fee within 90 days. Just opened and you need direct deposit and 100$ to open.

Back to Top ↑