[FL, In Branch Only] Amerant Bank $300/$600 Checking Bonus

Offer at a glance

• Maximum bonus amount: $300/$600
• Availability: FL Residents Only. In branch only
• Direct deposit required: Yes, $500+
• Additional requirements: See below
• Hard/soft pull: Unknown
• ChexSystems: Unknown
• Credit card funding: Up to $500
• Monthly fees: $5, avoidable
• Early account termination fee: $25, six months
• Household limit: None
• Expiration date:  05/25/2025

The Offer

Direct link to offer

• Amerant Bank is offering a bonus of $300/$600 when you open a new checking account and complete the following requirements:
  • $300 bonus:
    • Receive a qualifying direct deposit within 90 days
    • Maintain an average balance of $10,000 on your 2nd and 3rd statement cycle and have your account open for 90 days.
  • $600 bonus:
    • Receive a qualifying direct deposit within 90 days
    • Maintain an average balance of $25,000 on your 2nd and 3rd statement cycle and have your account open for 90 days.

The Fine Print

• Offer valid from 02/24/2025 to 05/25/2025, at Amerant Bank Banking Centers for new Amerant Value Checking Accounts. Existing customers and those who closed an Amerant account within the last six statement cycles or with a negative balance within the past three years are not eligible. Limit one bonus per customer. C
• ustomers are not eligible for another Amerant checking account promotional bonus if they have received one in the past two years. To qualify, you must:Open a new Amerant Value Checking account, which is subject to approval;
  Fully fund the account within seven business days; and
• Receive at least $500 in qualifying direct deposits within the first 90 days. Direct deposits must be from payroll, pension or government benefits. Person-to-person transfers (such as Zelle®), bank transfers, mobile deposits, and micro-deposits do not qualify.
  To earn a $300 bonus, you must maintain an average balance of $10,000 for three consecutive statement cycles. To earn a $600 bonus, you must maintain an average balance of $25,000 for three consecutive statement cycles. Once all requirements are met, the bonus will be credited to the enrolled Amerant Value Checking account within 45 days. The account must remain open and unrestricted at the time of payout. The bonus is considered interest income and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable). This offer is available only to Florida residents and is subject to change or withdrawal at any time. Other Amerant checking offers may be available.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has a $5 monthly fee. This is waived when you do either of the following:

• Enroll in Online Statements or monthly Direct Deposits or complete 4 Debit Card transactions per statement cycle

Early Account Termination Fee

$25 if closed within six months of account opening.

Our Verdict

Same as the previous $250/$500 bonus but slightly higher and has to be opened in branch. Will add this to our list of the best checking bonuses as I do think it’s worth doing.

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