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Dale M
Dale M

Opened 4/27/22.
Deposited $25k over the next month.
Used Public.com 2x via ACH (both were just a bit over $500) – which apparently worked as the DD.
$500 Bonus posted 7/27/22.

007
007

Anyone closed account yet? Any tips?

007
007

Closed account via secure message with $0 balance.

Raymond
Raymond

First week of Apr 22 Acc opened and moved 25k the following week
July first week 2022 – bonus posted

007
007

So P2 bonus didn’t automatically post sometime after 95 days, sent secure message they credited right away which was refreshing. I think we are definitely within their footprint as there is a sign about a mile away about a branch opening soon.

Albert
Albert

P1: 3/16 open, 4/12 25k. 6/14 posted for P1. Use Real DD.

Mike
Mike

2/4 account opened
5/17 $500 bonus

Rick
Rick

trying to find the most efficient/cost effective way to transfer out funds with a $5000 limit/ACH charge per transfer

Kay K
Kay K

This offer is no longer available.

Dru
Dru

There is a $30 ACH fee and $25 early account termination fee. Anyone know the minimum balance I need to maintain to avoid low balance fee? Will I be charged for ACH pull from other account?
https://media.amerantbank.com/wp-content/uploads/2019/04/AMTB-MISC-DOMENG.pdf

hardy
hardy

THank you Buddy you are of great help to others. God bless you.

TOm
TOm

Wait at least 181 days to close account to avoid $25 fee.
To avoid $30 ACH fee use the external FI to pull the funds out.
It looks like the account has no minimum fee if you signed up for electronic statements.
https://media.amerantbank.com/wp-content/uploads/2019/04/AMTB_Personal_CASA_Grid_Current.pdf

Rick
Rick

Can you explain what you mean by External Fl? trying to find the most efficient/cost effective way to transfer out funds with a $5000 limit/ACH charge per transfer

Raymond
Raymond

pull from other bank

007
007

Positive DP for P1:

Account opened 1/17
Transferred $25k 1/25
Kept regular employer DD ~$100 twice monthly
Bonus posted 4/22 “Credit Memo – Checking $500 Bonus”

007
007

Looks like about 95 days from account opening to bonus posting btw