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Rea
Rea

The “direct link to offer” goes to an offer that expired 9/6/21, perhaps because this one is in-branch only?

Mark
Mark

Expired 9/6 William Charles

Dave
Dave

This bank is a joke. Banker doesn’t know the promotion and YOU have to explain everything to them and ask them to not make any mistake opening the wrong accounts. NEVER AGAIN!!!

Mark
Mark

Depends on the branch. Check google reviews.

Mej
Mej

Horrible bank, never again. If you are going the DD route, make sure you do more than one DD!!! For a past promotion I did one DD and they didn’t give me the bonus because their fine print says ‘recurring’.

slut
slut

put in branch in title 🙂

Jan B
Jan B

I read this with better dispatch second time around. It’s only $100 for $5K in the savings category, AND must be opened by SEPT. 9, 2021. Not a lot of time to prepare.

Eric

It’s only $100 but it’s 12% APY so I’m probably going to do it. I’ve gotten the bonus in the past but the terms don’t exclude previous customers.

JCH
JCH

I would not bother with these fools.

B
B

They end up paying the bonus but this is a terrible bank ymmv

Jan B
Jan B

While my FIRST encounter with them went badly, when the 2nd incentive within 2 years did a circle back, I found a local branch farther from my home, where the customer rep has been very good with my sister with the intellectual disability. That’s the factor that causes me to decide whether staying with a bank after the bonus makes sense. So, yes, YMMV with satisfaction, but it is possible to obtain efficiency AND service with this bank.

MOTDOC
MOTDOC

$200 offer is back through 9/6/21: https://www.trustcobank.com/page/spice-up-your-summer-164.html

Are there any Chex-related DPs (good or bad)? I’m OOS but will be near a branch in a few weeks and would rather not waste my time if they’ll deny me in person

Cookie monster
Cookie monster

You can admit you don’t want to risk getting embarrassed. It’s fine.

MOTDOC
MOTDOC

That’s part of it, but there are three different banks I could go to (that I couldn’t open online), so getting declined here also has the opportunity cost of not going to a different one

MOTDOC
MOTDOC

For anybody who needs to know this in the future, I had no issues

Bertrand
Bertrand

I tried applying in branch a couple of years ago and was rejected for Chex. I recall being told that if you have three or more inquiries in the month prior to applying, you will be not be approved. Of course YMMV.

me
me

what does YMMV mean? I am so sick of initials and people thinking anyone should know what they mean.

Mark
Mark

I would tell you but YMMV

Jan B
Jan B

My experience: chex inquiry went well, even within a multiple inquiry time period in probably 2019.

Eric

I just checked my Chex report. When I opened an account last year, Trustco didn’t pull Chex.

justmeha
justmeha

William Charles please mark expired “Promotional offer is valid from 09/09/2020 until 10/31/2020”