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snailrock
snailrock

There are two business checking bonuses out now that look really great for those eligible, $400/$600: https://www.seacoastbank.com/offers-bh sirtheta

Christopher Robin
Christopher Robin

snailrock sirtheta “Offer only available to businesses (valid recipient) who receive this offer by direct communication from a Seacoast Banker, or from a direct Seacoast communication (e-mail or direct mail). This offer is intended for new customers only. Reproduction, purchase, sale, transfer, or trade of this limited time promotional offer is prohibited.”

snailrock
snailrock

Hmm, you’re right…Seems strange though, since this is just what’s under “offers” on their header? Nothing else in the page at all suggests that they’re not public. I’d be curious to know if they are actually targeted, maybe someone will test it

Christopher Robin
Christopher Robin

snailrock Last year, I went into a branch to open a business checking account with Seacoast using a publicly available promotion. While I was there, a banker unintentionally provided inside my welcome folder paperwork for a far better promotion with a higher balance requirement and some other terms. I emailed and called back to notify of my request to be enrolled in the higher promotion.

I had to go back and forth several times to be upgraded to the higher promotion and also received a good amount of resistance to get them to honor the terms of the higher promotion. Ultimately, with my persistence they finally followed through and gave me the bonus for each part of the promotion.

Based on my experience, I would say that it is likely that they will request evidence of targeted marketing material to award you the bonus.

snailrock
snailrock

Yikes! Sounds like a hassle! Was the targeted promotion advertised publicly?

Christopher Robin
Christopher Robin

snailrock As far as I am aware, no – it was not advertised publicly.

Captain Greg
Captain Greg

I just went into a bank in my area and said I wanted to open a business account. After a minute or so, I also mentioned that I had a promo code. The guy said to me “was it mailed or emailed directly to you?” When I said “no, I found it on the internet,” he assured me that it would not work. At that point, I decided to leave. I probably should’ve asked him to just try the code, but he seemed pretty convicted that it would not work so I decided to just leave.

Steven
Steven

the boynton beach branch banker said it requires the direct mailer to a customer otherwise they can’t just put in the code when opening a free business checking account. they need an actual mailer card to use. so, they are not honoring the promo code.

Blackeyes24
Blackeyes24

Branch called me after I scheduled an appointment and said you need the mailer to qualify for the bonus.

Captain Greg
Captain Greg

which branch?

Blackeyes24
Blackeyes24

Boynton Beach

G
G

Stopped in the Fort Lauderdale branch today.
Banker said minimum daily balance is $2000 and had no way of funding via credit or debit card.

parlog
parlog

Declined by Chex.

William Charles

How many in the last 12/24 months?

dean
dean

William Charles The “biz250” code expired in 2019, according to my banker. But there is a “biz300” that is current. $2000 avg daily balance at 90 days, and all other terms are the same. I could not find this promo on their website, but since other offers have to be done in-branch, the banker should be able to open with this promo. Does not appear to have any targeting enforcement, I just mentioned I found out about it with an internet search.

Combine with the personal $350+$150 offer (in-branch) all at once to make it worth your while. They are preparing the documents for signature at the drive-thru for me.

Biz free checking: https://www.seacoastbank.com/small-business/checking/free-checking

William Charles

Is there a link for the $300 bonus???

dean
dean

William Charles sorry, if there is, I couldn’t find it. Banker says the code is ‘biz300’ (just like the last one being biz250), and since you have to open in-branch anyway, that should be enough to get you started.

George
George

Interesting, this def has my attention now as it seems worth my time, I’ll go in sometime this week and try this as there is one 10min from me. I’m a little concerned about seeming like a churner though if I try to do both the $500 personal checking/savings and this $300 business offer as a sole prop (although I do buy and sell on ebay a lot and have sales to back it up if they inquire). Will update once opened or rejected lol
Update: Looks like below post from 2016 says they require sunbiz registration to open business account, might do this a bit later, been thinking about opening a business anyways for my ebay sales.

dean
dean

George Yes, they check for your business on Sunbiz. Unfortunately I got denied because of duplicate addresses on Chex. But as far as churning goes, the banker seemed cool with all the inquiries, she pretty much knew what’s up with that.
They also said they were willing to prepare the paperwork for signature in the drive-thru.

Christopher Robin
Christopher Robin

@dean Thank you for sharing.

Kevin Rose
Kevin Rose

So opened on 12/22. Used it minimally but way above $1,500.
The 22nd would be 90 days.

I’m reading the bonus 1 of 2 ways.

1) Bonus should post on day 90 if the average balance is $1,500.00 (that would be 3/22).
2) Bonus should post 90 days after maintaing an average of $1,500.00 (that would be 6/22).

Any opinions?

Kevin Rose
Kevin Rose

Finally posted today 2/6. Total of 105 days from day of open.

James
James

I called to find out what documents they would require to open a business account and they said they only need an EIN number and some form of ID. Going to go in-branch on monday or tuesday and try open an account for this bonus.

James
James

As a follow up, they won’t open an account if your business is not listed on sunbiz.org. It costs like $140 to register your business there so this deal is useless unless you happen to have a legit business already registered there.

Kris Sam
Kris Sam

I am a FL resident and I have a small business but haven’t received any invite from SeaCoast bank…Is it worth trying opening a business a/c without getting invitation??? Will I still get bonus? Can anyone comment/suggest/confirm?

William Charles

You can probably call to find out.

Ivan
Ivan

Can you apply if you dont have business?