[ID, WA & OR only] Gesa Credit Union $100 Checking Bonus, Direct Deposit Not Required

Offer at a glance

• Maximum bonus amount: $100
• Availability: ID, WA & OR. More details here
• Direct deposit required: No, only ACH required of $250+
• Additional requirements: See below
• Hard/soft pull: Soft 
• ChexSystems: Unknown
• Credit card funding: Can fund with a credit card, up to $5,000
• Monthly fees: None
• Early account termination fee: $20, 180 days
• Household limit: None
• Expiration date: None listed

The Offer

Direct link to offer

• Gesa Credit Union is offering a bonus of $100 when you open a new Colossal checking account and complete the following requirements within 60 days of account opening:
  • Enroll in Xpress Digital Banking.
  • Sign-up for and receive eStatements.
  • Complete 10 Gesa Visa® debit card transactions. (ATM transactions excluded.)
  • Receive one ACH deposit of $250 or more.
  • Deposit one item using Remote Deposit Capture.

The Fine Print

• Beginning June 1, 2021, for a limited time only, a $100 incentive will be paid by a direct deposit into the member’s savings account, after all qualifi­cation criteria are met and within 60 days of the checking account opening.
• The incentive payment is subject to required IRS reporting.
• To be eligible for the incentive, you must enroll in Xpress Digital Banking or Xpress Mobile Banking, sign-up to receive electronic statements, complete 10 Gesa Visa® debit card transactions (ATM transactions excluded), receive at least one ACH deposit of $250 or more, and deposit at least one item through mobile check deposit. Only one $100 incentive per member.
• Member must not have had a Gesa Checking account within the last 90 days.
• Qualifi­ed checking accounts are Colossal and ADDvantage.
• The checking account must be opened with a minimum deposit of $5 if opened in the branch and $25 if opened online.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about

Early Account Termination Fee

A $20 fee is charged if the account is closed within 180 days according to this fee schedule.

Our Verdict

Previously this bonus has been as high as $150 with basically the same requirements. Might be worth waiting for that bonus to return. Even so I’ll add this to the best bank account bonuses.

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