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momo
momo

CC funding did not work, tested 6/23. Called in and was told it was declined due to cash advance limit set at $100. I tried funding the full $3,000.

Frank

CC Funding with CSP is being declined — Chase (automated line) told me it was a cash advance attempt

Gadget

VA – not IL. Did the CD promo as I wasn’t eligible for checking, and Andigo sent the offer out via e-mail. Did 4 separate CD’s to max out the CC funding, 3K x 3, and 1K x 1, opened each over about 10 days period. Once all CD’s were open, SM’ed to get promo attached. Took about 30 days for $100 to post to savings. Description: “Interest Adjustment-Deposit New Certificate $100 Bonus”, Posted 04/19/19.

Closed my checking, but keeping the CD’s and savings open. Not the best move financially, but I don’t want to get a nastygram for closing the CD’s after 10K in CC funding.

Bob Roberts
Bob Roberts

What kind of chex do you have?

Gadget

LoL 24 kind. I average 2-3 inquiries per month. Nothing derogatory.

SideShowBob233
SideShowBob233

Weird when I tried andigo a few months ago I was declined for chex, similar numbers. Was thinking of opening one account without CC funding (so they think I’m not only going there for the CC funding) then opening other accounts later with CC funding.

yingjie
yingjie

what is the meaning about a member? do people need to join in something before? or this offer is open for the public,

e0
e0

Is this dead? The “Open An Account” link on https://www.andigo.org/reward directs to an application to join the credit union,

Can I churn this? Last paid-out and closed in June 2018. I can still login as a member, don’t see my old/closed account, but do see my Secure Messages.

Gadget

William Charles Direct link to offer is incorrect. https://www.andigo.org/reward

RD
RD

This is *not* IL only. I was able to open a bank account from California. I also got this in email https://www.andigo.org/reward (same promo w/ different promo code)

The BONUS promo code also seems to require 15 debit card transactions. Here’s the email I got from andigo after I called into ask the promo to be retroactively added to my account:

As of 2/9/2019 you have completed 0 debit card purchase(s) and have $0 in total direct deposit to your High-Yield Checking account.

But the month isn’t over, and there’s still time to make it happen! As a reminder, the qualifications are 15 debit card purchases and $500 or more in total direct deposit by the last business day of the month.

Helpful hint: Qualifying transactions must post and clear by 2pm CST on the last business day of the month in order to be processed for that month.

If you have any questions, feel free to call us at 877.270.6392.

————-

Re: chex sensitivity, I don’t to give bad DPs but I’m ~10/24 and got approved & CC funding was OK with Citi AAdvantage.

RD
RD

^^ I might be wrong ^^

The latter seems to be for qualifying for 3% APR for the checking account. The small print on the link above says:
*APY = Annual Percentage Yield. High-Yield Checking: If monthly qualifying activities are completed, 3.00% APY is paid on the balance up to $10,000 and 0.10% APY is paid on the balance above $10,000. If monthly qualifying activities are not completed, account will earn the standard rate of 0.06% APY. Rates advertised are effective as of January 2, 2019. APYs are subject to change without notice. Please visit andigo.org/rates for the most current rates. Cash Back Checking: If monthly qualifying activities are completed, earn 3% cash back (up to $8/month) on debit card purchases. Qualifying activity requirements for High-Yield Checking and Cash Back Checking: $500 or more in total direct deposit per month and at least 15 Andigo Visa debit card purchases per month (signature or PIN-based). Qualifying card transactions must post and clear by 2 pm CST on the last business day of the month in order to be processed for that month. ATM withdrawals and cash withdrawals from a PIN-based transaction do not qualify as a purchase. No minimum balance is required and there is no monthly service charge. Contact Andigo Credit Union for complete details.

AD
AD

The bonus is IL only, not the ability to open an account.

YoungestofAlltheBuck
YoungestofAlltheBuck

Was denied for Chex in 12/18, told I needed to submit DL/utility bill/social security card for verification in 1/19, then denied for Chex again in 1/19…

I’m 15+/12, so not entirely surprising that it was a Chex denial

jon
jon

i dont see a way to directly apply for the checking account…do i have to fill out my info and click the ‘contact me’ button to get started for this bonus?

Brian
Brian

Do not attempt this out of state. I had to do a 3-way phone call to undo cc funding with Citi and Andigo. Big pain.

ilovetoyap
ilovetoyap

I did cc funding (no bonus) of a savings account two weeks ago for $3k no problem. First and likely only account but helped me knock most of my Chase WOH SUB requirements.