[IL, In Branch only] First National Bank in Staunton $150 Checking Bonus – Direct Deposit Not Required

Offer at a glance

• Maximum bonus amount: $150
• Availability: IL only, in branch [Branch locations]
• Direct deposit required: Optional
• Additional requirements: See below
• Hard/soft pull: Unknown
• ChexSystems: Unknown
• Credit card funding: Unknown
• Monthly fees: $1.5, unavoidable
• Early account termination fee: Unknown
• Household limit: Unknown
• Expiration date: None listed

The Offer

Direct link to offer

• First National Bank in Staunton is offering a bonus of $150 (or RCA video doorbell or Nest Thermostat E) when you open a new value checking account and complete the following requirements:
  • pay 1 bill using FNB Bill Pay or enroll in Direct Deposit
  • Have an average statement balance for the first 3 statement cycles after account open date of $500 or more

The Fine Print

• $100 minimum deposit to open.
• Offer not available to current FNB customers who are owners on an FNB personal checking account.
• Must mention this offer at the time of the account opening.
• Only one gift can be chosen at the time of the account opening. Gift choices include: RCA Video Doorbell Security Camera, Nest Thermostat E, or $150. If $150 is selected as gift, the $150 will be credited to the account on the 15th day of the month after the third statement cycle only if customer pays at least 1 bill using FNB Bill Pay or enrolls in Direct Deposit prior to the end of the third statement cycle, and the average statement balance for the first 3 statement cycles after account open date must be $500.00 or more.
• $150 will be reported as interest and a 1099 will be generated.

Avoiding Fees

Monthly Fees

Looks like this account has a $1.5 monthly fee with eStatements or $2.5 with paper statements.

Early Account Termination Fee

I wasn’t able to find a fee schedule so I’m unsure if there is any early account termination fee or not

Our Verdict

Need to know whether it’s a hard or soft pull to open. Probably best to just do the straight $150 deal, as the other items are worth $150 or less really. If anybody goes for this bonus then please share your experiences in the comments below.

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