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Gadget - Bank Bonus Geek 🔗
Gadget - Bank Bonus Geek 🔗 (@guest_1832745)
April 18, 2024 14:03

DP: (P2) Closed via SM, next day. Account disappeared from online banking. Login currently works. CAN still access statements. (P1) Presumably closed months ago due to zero balance.

Wilson (@guest_1796982)
February 12, 2024 23:33

I got a mailed 1099 on 02/12/24

DOC (@guest_1786147)
January 26, 2024 10:32

Any one received 1099-INT from this bank?

Ben (@guest_1786259)
January 26, 2024 13:54

Yes, my 1099-INT for the $70 debit card portion of this bonus posted today in online banking. My account is closed but I was still able to retrieve.

Matt B
Matt B (@guest_1786701)
January 27, 2024 08:57

DOC Yes I got a 1099 for 250 for all 3 parts of the bonus.

Arv (@guest_1778162)
January 15, 2024 11:52

I got $150 DD bonus and $70 debit card bonus, still waiting for $30 e-statement bonus. I signed up for estatement at online enrollment time and have also received an e-statement and its been more than a month since. Contacted support and they are supposed to get back to me in 2-days.

Stephanie (@guest_1774645)
January 9, 2024 18:33

Data point-
Joined 12/28/23
Transferred 1500 from Sofi on 1/2/24
Signed up for estatements on 1/2/24
Got $30 and $150 bonus on 1/9/24

Will finish the debit card purchases for the additional $70.

Mike (@guest_1773187)
January 8, 2024 08:22

The $150 and $30 were one of the easiest bank bonuses I have ever done.

Question about debit card transactions that I probably should know the answer to… I started with Amazon reloads but had a few gas station/Walgreens $5-10 transactions that I ran but since I didn’t have the pin yet I ran them as credit. I have done 20 total but it’s been over a week and no bonus. I don’t mind doing 20 total Amazon but does the no pin make any difference? They run as DBT CRD instead of POS DEB. It really seems like it shouldn’t make a difference.

ShawntheShawn👈🏾 (@guest_1773230)
January 8, 2024 09:49

It should not matter. The terms only say debit card transactions (excludes ATM transactions), signature-based purchases should count.

Mike (@guest_1773264)
January 8, 2024 10:24

Thanks! I kind of think the same thing just found it unusual as historically this bank pays bonuses fast and it’s been like 5 business days.

gk47 (@guest_1769690)
January 3, 2024 04:44

12/26 Applied online for no fee Liv Checking
12/26 Instantly approved, funded with $50 with debit card
12/26 $1600 ACH push from Gemini
12/27 8 pm $1600 posted as available
1/2    $30 e-statement credit + $150 direct deposit credit received
[haven’t received debit card yet for +$70 for 20 debit tx bonus…]

Jay - ⒿⒶⓨ 🙈 🙉 🙊
Jay - ⒿⒶⓨ 🙈 🙉 🙊 (@guest_1767616)
December 30, 2023 14:15

This looks to be expired – link creates ‘404 page not found’ error

Stev-O (@guest_1764193)
December 23, 2023 16:43


12.18.23 – ACH Oush $1,500 Chase
12.19.23 – $150 bonus posted
12.19.23 – E statement $30 posted

P2 same date but no bonus yet

I haven’t done my 20x transactions yet so the $70 should hopefully posted shortly after.

Fast turn around on the bonus overall so far!

MikeyBee (@guest_1758198)
December 14, 2023 11:55

Word to the wise: I had trouble using my debit card the requisite 20 times to buy gift cards on Amazon. All 20 $1.00 purchases went through, then Amazon sent me emails that they were all declined because my card number needed to be “verified.” So I went in and verified the card info, which was already entirely accurate. That seemed to fix all 20 transactions, but then Amazon sent me a few more emails asking me to re-verify the card info for some of the transactions, which I did. Then I secure emailed Midland, since they don’t have a chat feature, asking them if I need to do anything to fix the problem. They haven’t replied yet, but now my Midland online account shows 32 $1.00 purchases posted, which is fine, I can always use the extra $12 on Amazon. I just hope Midland doesn’t try to “fix” the problem and mess up my Amazon account.

Gadget - Bank Bonus Geek 🔗
Gadget - Bank Bonus Geek 🔗 (@guest_1758268)
December 14, 2023 14:18

Two suggestions to avoid this…

– Only do 4 or 5 per day to properly season fraud controls, OR

– Do different amounts, increments of a penny.

You might want to call Midland States before they decide to get medieval on that fraudster trying to drain your account $1 at a time. The fraud prevention weenies don’t care that you have a promotion that you’re signed up for requiring to use debit card 20x.

MikeyBee (@guest_1758866)
December 15, 2023 11:52

Thanks for the tips! Doing different amounts would also help to count the transactions, so I don’t do more of them than I need.