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Lakers
Lakers

Anyone approved from CA?

Ostrich Rider
Ostrich Rider

7/18/22 – Opened , funded $50 from my credit union
7/18/22 – Enabled E-statements
7/28/22 – Debit card arrived
10/6/22 – 20 Debits completed (Amazon reloads and small Cable bill payments throughout the 2 months)
10/7/22 – $1500 in Direct Deposits completed (employer DD)

BONUS: ($250)
7/26/22 – $30
9/27/22 – $150
10/18/22 – $70

esaphire3
esaphire3

Is CC funding currently working?

Luke
Luke

No. Opened yesterday OOS.

MamaSmurf
MamaSmurf

Plaid?

Luke
Luke

Yes. only option

dylan
dylan

can it be multiple dd totaling $1500?

Ostrich Rider
Ostrich Rider

yes

whodidntante
whodidntante

I would sit this one out. I’m an experienced bonus hound, but this one was not worth the trouble last time. They locked the account for no real reason, and getting it unlocked was a hassle.

Gadget - Bank Bonus Geek

They are super fraud sensitive… you need to tip-toe very carefully with this one. Don’t go editing your contact info, changing your password, no yo-yo transactions, or at least when the account is new.

Or, might not matter what you do and it’s just part of their opening process to lock accounts shortly after opening to make you call in if your Chex report is busy. It wouldn’t surprise me.

I believe they also locked my account when I disputed duplicate Chex inquiries from applying multiple times. They took that as a sign I was claiming identity theft.

ShawntheShawn

This offer is back, ends January 31, 2023. William Charles Chuck

ShawntheShawn

Also, this is hidden in the disclosure addendum (https://www.midlandsb.com/oao-consumer-disclosure-addendum-Check250): “You can receive only one new checking account related incentive every two years from the last enrollment date and only one incentive per account. (This is defined as any type of cash incentives.)” It would be helpful to add this hidden churning restriction to the fine print section.

Gadget - Bank Bonus Geek

William Charles Chuck As ShawntheShawn pointed out, the offer is not expired. The title needs an update. The direct link has not changed.

*Offer ends January 31, 2023.

Curmudgeon
Curmudgeon

ACH transfer limits:
standard: $15k/day, $25k/month
next day: $3k/day, $10k/month
Next day ACH only available if there’s a balance of at least $750 _after_ the transfer. Both types are free though

Wayne
Wayne

So far I received: Did 20 debit card transactions and received $70 bonus (These were .50 Amazon reloads and a few in stores)
Signed up for eStatements and received $30 bonus

No $150. Discover did not trigger. Will try others.

Wayne
Wayne

Update: William Charles Discover did trigger the $150 bonus.

newguy
newguy

Wayne Was it Discover Savings?

Wayne
Wayne

newguy Yes it was

newguy
newguy

Wayne How did it code for you? It’s showing up like – “P2P Discover BANK WEB” for me.

Wayne
Wayne

newguy “P2P DISCOVER BANK WEB”

Just another Masshole
Just another Masshole

Denied OOS (MA) – Chex. Inquiries are 5 in 1 month. 10 in 3 months. 13/24.

Given other DPs about chex not being sensitive, I pulled my report and there is nothing else there (fraud, etc), so it seems they may be chex sensitive now.

Curmudgeon
Curmudgeon

Opened acct on 7/11, e-statement bonus posted 7/19. DD was ACH from Chase business checking with note as “payroll” posted 7/21, $150 DD bonus posted 7/26. Did 10 quick small debit charges and the card got locked up, so I’ll have to call to get it unlocked and do the other 10 debits for the final bonus.

Curmudgeon
Curmudgeon

Didn’t have to call to unlock debit, finished debits by 7/29 (used CashApp add funds for all, amounts were random numbers between $1-2.), $70 bonus posted 8/2.

All in all, pretty straightforward. Thanks DoC!