Offer at a glance
- Maximum bonus amount: $1,000
- Availability: KS, MO, AR, OK
- Direct deposit required: No
- Additional requirements: See below
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Can fund up to $2,500 with a credit card
- Monthly fees: None
- Early account termination fee: Unknown
- Expiration date: June 30, 2026
Contents
The Offer
- Equity Bank is offering a $1,000 bonus when you open a new Equity business checking account and complete the following requirements:
- receive a minimum of $20,000 in combined qualifying deposits into the new checking account, which do not include transfers from existing Equity Bank accounts, within 60 days of account opening;
- activate and use Equity Bank debit card within 60 days of account opening; and
- When opening account at an Equity Bank location, mention “Biz1000” offer at time of opening
The Fine Print
- Biz1000 offer is available for a limited time in select markets and may be canceled without notice.
- Biz1000 promotion is available from March 2, 2026 to June 30, 2026.
- One Biz1000 offer permitted per business, available for new Equity Bank business accounts only, subject to review and approval.
- A new Equity Bank business account is defined as applicant(s) not linked as an account owner to an open Equity Bank business checking or business savings account within the past 180 days.
- The $1000 incentive amount will be directly deposited into the customer’s qualifying business checking account after approximately 60 days of account opening, assuming all qualifications are met.
- To qualify for offer, customer must (1) open and fund a new business checking account no later than June 30, 2026, (2) maintain Equity Bank accounts in active and good standing at time of incentive payment, (3) receive a minimum of $20,000 in combined qualifying deposits into the new checking account, which do not include transfers from existing Equity Bank accounts, within 60 days of account opening; (4) activate and use Equity Bank debit card within 60 days of account opening; and (5) When opening account at an Equity Bank location, mention “Biz1000” offer at time of opening. Service fees may be assessed, and we may collect the bonus if the account is closed within the first 180 days after account opening.
- Promotion not available to current employees and employee household members of Equity Bancshares, Inc. or its subsidiaries.
- Customer will be issued a 1099-INT form for tax value of the incentive amount.
- Minimum $100 deposits may be required to open Equity Bank business checking account. Member FDIC.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
Small business checking account has no monthly fees to worry about.
Early Account Termination Fee
I wasn’t able to find a fee schedule so unsure if there are any EATF’s.
Our Verdict
Bonus is very good as there is seemingly no hold period, I’m not even sure you need to deposit all $20,000 at once as it says it requires $20,000 in deposits so could possibly cycle a smaller amount. Will be added to our best bank account bonuses.
Hat tip to ShawntheShawn
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
