Posted by William Charles on February 13, 2017
Bank Account Bonuses

Published on February 13th, 2017 | by William Charles


[LA, MS, FL, AL, TX] Hancock Whitney $200 Visa Gift Card Checking Bonus

There is now a better offer for $400.

Offer at a glance

  • Maximum bonus amount: $200 Visa gift card
  • Availability: LA, MS, FL, AL, & TX only. Must be opened in branch [Branch locator]
  • Direct deposit required: No
  • Additional requirements: See below
  • Hard/soft pull: Soft
  • ChexSystems: Unknown
  • Credit card funding: None
  • Monthly fees: $0-$25
  • Early account termination fee: $25, 180 days
  • Household limit: None, one per business
  • Expiration date: March 31st, 2017

The Offer

Direct link to offer

  • Hancock Whitney are offering a business checking bonus of $200 (in the form of a Visa gift card) when you complete the following requirements:
    • Get promo code by entering e-mail address into the form
    • Bring promo code into a Hancock Whitney branch by March 31st, 2017 (e-mails must match)
    • Enroll in Business Online Banking with online statements and make four check deposits through a branch or mobile check deposit by April 30th, 2017

hancock whitney

The Fine Print

  • The Visa gift card will be sent to the address associated with your new account within 4-6 weeks after the qualifying expiration date of April 30, 2017 if offer criteria is met.
  • Limit one gift card per business.
  • The offer is nontransferrable. (in the past this wording has still meant the offer was open to everybody that requested a promo code, YMMV)
  • This cannot be combined with other offers.
  • Limit one business checking gift card offer redemption per business and per calendar year.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

The easiest account to keep fee free is the essential business checking account as this has no monthly fee to worry about. There is an early account termination fee of $25 if closed within 180 days.

Our Verdict

They have offered personal checking bonuses before (best is $300, currently it’s only $150). This bonus is pretty good, downside is that you have to open in branch. Upside is the bonus requirements are ridiculously easy and there is no monthly fee to worry about. We will definitely be adding this to the best business checking bonuses available.

Big thanks to reader, JuicyJosh who let us know. Learn how to find bonuses and contribute to the site here.

Useful posts regarding bank bonuses:

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Jan B
Jan B

In late 2016, I actually went for this one since I was hoping for a value benefit that would pay oin 2017.

Had trouble getting the (gov”t) DD set up with the Hancock routing number provided. Whitney was listed as the institution but Hancock routing number was the only no. provided. Waited two months for the DD to be processed. Didn’t happen. Had to close the account. Just a polite FYI, if you plan to use similar type funding.

Jan B
Jan B

oops. Didn’t see this is business this time. Sorry.

I won’t be offended if you delete my prior post admonition is probably not fitting for this. Thanks.


You wrote “downside is you have to open.” Did you mean to say in branch at the end of that sentence or were you being funny?


Played with the link a bit and as expected $400 bonus available!


You’r welcome 🙂


Wow! Amazing!!


Do you know if they would require a Business Tax ID number, or one can apply using SSN as a Sole Proprietor (as with Credit Card Applications)?


The “essential checking” account is described as follows:

Well-suited for new businesses and sole proprietors or other business types with few monthly transactions and that maintain lower balances.

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