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Tom MacDonald
Tom MacDonald (@guest_1508988)
December 13, 2022 16:07

Hard Pull being removed from P2 credit report by Key Bank. They sent a letter that they sent a request to the Consumer Reporting Agencies to have the hard pull removed. I had referred P2 a few months back for the $400 Credit Card bonus, I think they pulled the offer after a flood of referrals.

churner_burner
churner_burner (@guest_1457469)
October 3, 2022 14:16

Tried to do a referral for P2 for credit card and it says the program not currently available. Wonder if it’s just for me or they paused it for everyone ?

justin
justin (@guest_1458171)
October 4, 2022 12:00

credit card referral was currently unavailable ,not sure when it back again

aabdoc123
aabdoc123 (@guest_1475528)
October 29, 2022 19:03

As of 10/29 it’s still showing as unavailable for me.

capital1
capital1 (@guest_1453733)
September 27, 2022 22:17

Where do you guy share the referral links?

Tom MacDonald
Tom MacDonald (@guest_1454211)
September 28, 2022 15:58

There’s not a referral thread on this website.
I logged in to my account and sent referrals to family/friends from there.

Jo
Jo (@guest_1450624)
September 22, 2022 20:34

Finally got the referral check mailed to me….I put in ACH information, but I believe they will only mail it after talking to support. I referred random people online for 300 them, 100 me split. “My” referral check that came in the mail was for $400 and a different name than my own was on it…..

Jo
Jo (@guest_1453805)
September 28, 2022 00:20
  Jo

Escalated customer support to managers. First time ever I have gotten a “bank error in your favor”. Instead of collected $200, I will be getting $400 for the referral due to the inconvenience!

Tabbatha
Tabbatha (@guest_1470943)
October 22, 2022 22:19
  Jo

This inspired me to reach out to their support. P1 and P2 both had checking accounts for the other Laurel Road bonus. We referred each other for the credit card, were approved and had $400 in the referral tracker that was stuck on “Waiting” for 2 months. Figured they would never get mailed out as we weren’t “new” customers. Reached out and they mailed both $400 bonuses with no hassle.

Christopher Robin
Christopher Robin (@guest_1474114)
October 27, 2022 14:47

Hi Tabbatha, so from your preexisting memberships and still open checking accounts, you were able to refer each other and each earn the $400 referral bonus? TIA!

anthony
anthony (@guest_1475561)
October 29, 2022 20:22

Correct.

Tom MacDonald
Tom MacDonald (@guest_1450565)
September 22, 2022 19:17

TransUnion hard pull.
Referred P2.
Froze Equifax, applied, then got Alert of TransUnion hard pull.
Applicaiton under review.

Tom MacDonald
Tom MacDonald (@guest_1461797)
October 10, 2022 10:00

Update: Denied via email, received 10/10/22. Applied almost 4 weeks ago. That took a while.

barrytuneup
barrytuneup (@guest_1447629)
September 18, 2022 15:10

Had 2 400.00 credits as referrals. No way to get the $ into LR or ANY acct. I emailed them and spoke to reps 2x who were clueless. Made a complaint with the cfpb that all I want is the 800.00 deposited into my checking acct. After 12 days, received 2 400.00 checks in the mail.

Matt
Matt (@guest_1448593)
September 20, 2022 08:28

Were they new to LR? Did they already having a checking account?

Jo
Jo (@guest_1432844)
August 26, 2022 21:38

Has anyone else have pending referrals? I luckily was able to refer 5 random people since Tuesday, and all of them are still “pending approval”. Tried asking support and they said they can’t disclose status as it would violate privacy law -.-

ieatdogfood
ieatdogfood (@guest_1433503)
August 28, 2022 14:00
  Jo

How much did you split with them?

Jo
Jo (@guest_1433984)
August 29, 2022 11:01

$100 me, $300 them

Chris B
Chris B (@guest_1433959)
August 29, 2022 10:08
  Jo

Where did you find 5 random people to refer?

Kenny M.
Kenny M. (@guest_1431214)
August 24, 2022 08:59

Has anyone successfully applied for the credit card yet? I’ve tried on three separate browsers and keep getting a “Something Unexpected Happened” message at various stages. I called Laurel Road and was told that the $400 bonus was only valid online (but the code could be added after the fact via telephone).

B^2
B^2 (@guest_1431456)
August 24, 2022 15:11

my p2 did it a few days ago with my link and it was instant approval. very simple $400.

Kenny M
Kenny M (@guest_1431552)
August 24, 2022 17:23

Good to know. Glad it worked for you (P2). Thanks!

MC
MC (@guest_1446986)
September 17, 2022 01:32

user yours B^2, went under review

B^2
B^2 (@guest_1450741)
September 22, 2022 23:16
  MC

thank you!

barrytuneup
barrytuneup (@guest_1431638)
August 24, 2022 19:33

I sent links to my 2 sons. They had to use Key bank logon which they both have also. Recd the 400.00 bonus 2x for 800.00. BIG BUT..I see the slider stating I have 800 in bonuses, BUT no way to xfer to Laurel Rd checking or any other bank. I emailed and they said they are working on it. But absolutely no buttons or forms to get that 800.. out. Anybody?

B^2
B^2 (@guest_1432103)
August 25, 2022 15:29

also surprised to see no way to have it go to my LR account since I was logged in to it already. Seems the referral credit system is not connected to their bank system. I recall there was an option to submit routing number and account number to transfer to any bank but I requested a check. We’ll see, hopefully it shows up.

Andrew
Andrew (@guest_1436524)
September 2, 2022 01:43

I did the same thing, we’ll see.

B^2
B^2 (@guest_1450738)
September 22, 2022 23:15

update on this: got a $400 check in the mail today, so took almost a month in total. Curiously, I got an email from them a couple weeks ago saying they could not send a check because they did not have my address(!).

Jo
Jo (@guest_1432244)
August 25, 2022 21:36

I have referred 5 random people online starting tuesday-wednesday, my progress bar says all are still pending approval.

Tony
Tony (@guest_1430220)
August 22, 2022 20:30

A bit confused about “create credential” requirement. Could someone enumerate steps for P1 and P2 if both never had any Laurel product?

dudeman
dudeman (@guest_1430302)
August 22, 2022 23:01

I would like to know this as well.

barrytuneup
barrytuneup (@guest_1431639)
August 24, 2022 19:34

all I know is that if you have Key Bank accts (closed or open)you need that login.

Himanshu
Himanshu (@guest_1430219)
August 22, 2022 20:29

Luckily, i still haven’t opened a Checking account with them yet, but i had P2 did a couple weeks ago.

Looks like an easy $740 if me and P2 split the 400 referral bonus.

Not too shabby at all. And Laurel Road pays decently quick from some of the DP’s I’ve seen.