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Hey Doc – long time follower but first time posting. I’m not big on bank bonuses but I live close enough to Melrose Bank so I just signed up for this one today. They’ve actually extended the bonus for accounts opened through 4/30/2017. I can confirm that there is no hard pull for opening, only a ChexSystems inquiry.

New terms state “Offer for new Melrose Bank All-In Checking accounts opened between 2/28/2017 and 4/30/2017.”

I will comment back when I meet the bonus requirements and it posts.

BOS George
BOS George


Minimum deposit of $100.00 required to open an All-In Checking Account. Daily minimum balance of $100.00 required to obtain APY on All-In Checking Account. Fees could reduce the earnings on the account. A monthly service charge of $25.00 will be imposed each month. $10.00 monthly service charge rebate for maintaining $1,000 minimum daily balance. $5.00 monthly service charge rebate for using Melrose Bank eStatements. $10.00 service charge rebate with $2,000 minimum monthly direct deposit. A qualifying direct deposit is a recurring direct deposit of a paycheck, pension or other regular monthly income (including Social Security) electronically deposited into account per statement cycle. Personal transfers or deposits made at the branch, online or ATM do not qualify. Nationwide ATM surcharges assessed to your account will be rebated monthly. Melrose Bank accepts deposits only from its primary business area, and currently is opening new accounts from customers residing in Massachusetts.