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Peek
Peek (@guest_1615848)
May 10, 2023 14:10

Tried to close online via chat with both P1 and P2 accts at zero. Was told I had to call. Then when calling in was told there’s a DocuSign process for closing. One of the more painful close processes.

Yawgoog
Yawgoog (@guest_1567902)
March 3, 2023 07:51

My employer direct deposits apparently weren’t recognized by the bank’s system as such. Had to send a message to customer service with the deposit entries copied in. Got the bonus.

Peek
Peek (@guest_1564217)
February 26, 2023 08:25

DP – datapoint
10/12/22 – Acct Opened with $10
11/10/22 – Real DD $125
11/25/22 – Real DD $125
12/9/22 – Real DD $125
12/23/22 – Real DD $125
1/6/23 – Real DD $125
1/20/23 – Real DD $125
2/23/23 – Bonus Posted – Descriptive Deposit Bcb222 Promo Incentive

P2 had similar schedule, same DD, same payout.

Woori
Woori (@guest_1563266)
February 24, 2023 12:37

Bonus posted today

Unotime1
Unotime1 (@guest_1554139)
February 10, 2023 10:16

Any idea if there is really a early termination fee if account is closed <6 months? I can't find online or on their fee schedule.

Peek
Peek (@guest_1564228)
February 26, 2023 09:09

I had to dig a bit but in their Truth in Savings disclosure is the following verbiage:

“An early closeout fee of $25.00 will be charged if this account is closed within six (6) months of account opening. No charge on qualifying designated 18/65 accounts.”

This document was provided as part of the opening, this is why you should save everything you can when you open accts. Also don’t forget to keep your direct deposit going to avoid the $3 fee. I just have $1 going in from my DD and hopefully that works. Fortunately, since this bonus already takes 3 months you only have 3 months or so before you can close. I am targeting May 1 for my closure.

Unotime1

fearthez
fearthez (@guest_1538491)
January 20, 2023 10:30

* 10/09/2022 Account Opened
* 10/21/2022 $251 real DD
* 11/04/2022 $130 real DD
* 11/18/2022 $130 real DD
* 12/02/2022 $130 real DD
* 12/16/2022 $130 real DD
* Multiple $1 DD to keep account free
* 1/19/2023 $222 “Descriptive Deposit BCB222/Promotion Credit” posted

Just another Masshole
Just another Masshole (@guest_1537941)
January 19, 2023 15:12

Real DD for Oct, Nov, Dec. Got bonus on 1/19/23.

Unotime1
Unotime1 (@guest_1538468)
January 20, 2023 09:40

Same! Real DD for Oct-Dec, Bonus received 1/19/23.

14lopeza
14lopeza (@guest_1528456)
January 7, 2023 15:04
Pablo
Pablo (@guest_1468593)
October 19, 2022 02:30

Tried to use my BofA Unlimited Cash Rewards card but somehow it got declined. Not too sure why though. My CA limit is 1500 so I doubt it’s because of that and someone commented below that one of their BofA cards worked.

Pablo
Pablo (@guest_1468601)
October 19, 2022 02:52

Nevermind, it was marked as fraudulent so I had to go in and approve it. all good here now

Sam
Sam (@guest_1469101)
October 19, 2022 18:25

How did you enter the bonus code? Couldn’t find a place for it on the online app

Pablo
Pablo (@guest_1472875)
October 26, 2022 00:16

Sam See screenshot with red circle: https://imgur.com/a/hIc0WlM

Bob
Bob (@guest_1467669)
October 17, 2022 21:20

Any DP on whether ACH transfers are counted as direct deposits?