[Expired] [MI, In Branch] Polish American Credit Union $200 Checking Bonus

Deal has ended, view more bank account bonuses by clicking here.

Offer at a glance

• Maximum bonus amount: $200
• Availability: Must be opened in branch, all branches are in MI [Branch locations]
• Direct deposit required: Yes, no minimum mentioned
• Additional requirements: See below
• Hard/soft pull: Unknown
• ChexSystems: Unknown
• Credit card funding: Unknown
• Monthly fees: Unknown
• Early account termination fee: Unknown
• Household limit: One
• Expiration date: December 11, 2021

The Offer

Direct link to offer

• Polish American Credit Union is offering a bonus of $200 when you open a new checking account and complete the following requirements:
  • A monthly direct deposit must be established by December 31, 2021

The Fine Print

• To earn the $200 bonus, open your new Preferred Checking Account between October 1, 2021 and December 11, 2021.
• A monthly Direct Deposit (ACH) must be established by December 31, 2021. Direct Deposit may include payroll, government payments (i.e. Social Security), or pension.
• Current members ineligible.
• Five dollar deposit required for membership (savings account).
• Savings account required to open Preferred Checking. Preferred Checking requires eight debit card transactions (Non-PIN) each month.
• First $7,500 in account earns higher dividend rate.
• Remaining balance earns regular savings rate.
• Bonus may be taxable as interest income and reported to the IRS Form 1099-INT.
• $200 bonus will be paid in April of 2022 when Preferred Checking Account requirements have been met in the first quarter of 2022.
• Must not have closed a PAFCU membership since January 1, 2019.
• The one-time bonus is available to only one individual per residence.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

I’m unsure if this account has a monthly fee or not

Early Account Termination Fee

I wasn’t able to find any EATF in the fee schedule.

Our Verdict

Need to know if it’s a hard or soft pull to open and what the monthly fee is if anything.

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