[MI only] Financial Plus Credit Union 4.15% APY On Balances Up To $10,000

Offer at a glance

  • Interest Rate: 4.15%
  • Minimum Balance: None
  • Maximum Balance: $10,000
  • Availability: Must be opened in branch, all branches are in MI [Branch locations]
  • Direct deposit required: Yes, $2,500+
  • Additional requirements: 15 debit card transactions, online banking, eStatements & eNotices
  • Hard/soft pull: Unknown
  • ChexSystems: Unknown
  • Credit card funding: Unknown
  • Monthly fees: Unknown
  • Insured: NCUA

The Offer

Direct link to offer

  • Financial Plus Credit Union offers an elite checking account. This account earns a 4.15% APY on balances up to $10,000 when the following requirements are met monthly:
    • Minimum direct deposit into Elite Checking account of $2,500 per month
    • Minimum of 15 debit card purchase transactions per month (ATM transactions not included).
    • Must be enrolled in Online Banking, e-Statements, and e-Notices.

Avoiding Fees

This account has no monthly service fees to worry about.

Our Verdict

This account has a lot of requirements for a 4.15% rate, especially when you consider the $10,000 limit. For most people there are better rewards checking accounts out there, but this might be useful for people who can easily meet the requirements and have already maxed out better accounts.

 

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12 Comments
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killdozer
killdozer (@guest_1275748)
November 1, 2021 00:45

Paypal subscriptions no longer works to meet the debit requirments. Other methods still work though.

killdozer
killdozer (@guest_1206981)
June 15, 2021 17:44

Theres a $50 refer a friend bonus (both parties get $50). Reply I can send you my referal

NBG
NBG (@guest_1238614)
August 12, 2021 18:05

Can i get a referral? Email is [email protected]

killdozer
killdozer (@guest_1238636)
August 12, 2021 18:35

Emailed you

NBG
NBG (@guest_1238646)
August 12, 2021 19:02

Thanks. Got it.

fns
fns (@guest_1239473)
August 15, 2021 15:36

Can I please get a referral.

killdozer
killdozer (@guest_1239523)
August 15, 2021 17:46

Sure, please let me know your email and ill send the referal to you.

fns
fns (@guest_1240181)
August 17, 2021 03:15
killdozer
killdozer (@guest_1240465)
August 17, 2021 16:21

emailed you

fns
fns (@guest_1240773)
August 18, 2021 05:30

Thank you very much, received email.

gene
gene (@guest_1248801)
September 4, 2021 22:42

will let you open by mail or phone due to covid?

killdozer
killdozer (@guest_1256864)
September 22, 2021 18:24

I opened online and never visited a branch. They may ask you email them scanned documents like your ID.