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john m
john m (@guest_668750)
November 6, 2018 21:08

$25,000=$100 bonus? I don’t think so. CHEEEEEEEEP.

Ron
Ron (@guest_668898)
November 7, 2018 09:49

Exactly !! what were they thinking? Some of these bankers really take us for granted it seems. This type of banks should be given a big thumbs down with no sign ups even if you have 25K to float around easily. Let’s all stay away May be then the message will reach their ears

Sara Logan
Sara Logan (@guest_669686)
November 8, 2018 10:25

i have a feeling basically nobody is goign to sign up for this. I guess if you have an extra 25k to park and have maxed out higher % accounts it might make sense for the $100 bonus.

taro
taro (@guest_668564)
November 6, 2018 13:23

lmao didnt realize 25k was the minimum deposit. guess i have to pass

taro
taro (@guest_668561)
November 6, 2018 13:16

if we can really close it after 5 days getting bonus with no ETF i might just do that. think that will work or the bank will pull some bs? i dont have 25k to float so would only do this to collect bonus quick and close if possible

Dan - Legal Bank Robber
Dan - Legal Bank Robber (@guest_668593)
November 6, 2018 14:35

You risk totally destroying your relationship with them. But if you 0 the balance and close I think it would work.

EDIT: You have to open a minimum 6 month CD. Don’t bother

Sara Logan
Sara Logan (@guest_668552)
November 6, 2018 12:58

talked to live CSR – its CD + Savings + Checking – $25k total.
CD you can open it for as low as $5000.00 the e Relationship for $2500.00 to $100,000.00.

so it definitely needs opened for at least 6 months with the CD requirement.

Joe
Joe (@guest_668535)
November 6, 2018 12:08

Hmmmmm open, get bonus in 5 days, close??

Mike
Mike (@guest_668545)
November 6, 2018 12:34

Sounds good to me.

Dan - Legal Bank Robber
Dan - Legal Bank Robber (@guest_668594)
November 6, 2018 14:36

You have to open a 6 month CD to get bonus.

Steve
Steve (@guest_668798)
November 6, 2018 23:16

Why do you say a CD is needed for the bonus? They do talk about Time Deposits in general on the same page, but the fine print for the bonus says “Earn $100.00 bonus by opening an eRelationship Savings account and an Advantage Checking account (eAdvantage Combo)” with no mention of a Time Deposit / CD.

Dan - Legal Bank Robber
Dan - Legal Bank Robber (@guest_668803)
November 6, 2018 23:36

Steve Just the way the combo is when you go to sign up. Also look at what Sara Logan said.

more info
more info (@guest_668532)
November 6, 2018 12:02

$50 early termination fee for accounts (savings or checking) open for less than 6 months. So by my rough calculations a $25K deposit (plus some minimal deposit in the checking account held for at least 6 months would result in a 2.95% maximum APY – assuming the account was closed immediately after the 6th month.

Thinking of this as a 6 month CD that yields around 2.95% with more hassle than a CD would make me walk away, but others might find this interesting. Keeping in mind some of us are getting 2.50% at EBSB today and possibly higher in the next ~3 months.

Dan - Legal Bank Robber
Dan - Legal Bank Robber (@guest_668529)
November 6, 2018 11:52

No credit card funding. Only ACH or check. Pass for me

more info
more info (@guest_668528)
November 6, 2018 11:51

Nationwide available, no credit card funding and only a soft credit pull from the credit report (per conversation with agent via online chat)