Posted by William Charles on October 8, 2017
Bank Account Bonuses

Published on October 8th, 2017 | by William Charles


[Expired][NE, In Branch only] First National Bank $160 Checking Bonus

This bonus has expired, view the best valid checking bonuses here.

Offer at a glance

  • Maximum bonus amount: $160
  • Availability: NE only, in branch
  • Direct deposit required: Yes, fine print states ACH though
  • Additional requirements: None
  • Hard/soft pull: Soft
  • ChexSystems: Unknown
  • Credit card funding: Unknown 
  • Monthly fees: None
  • Early account termination fee: Unknown
  • Household limit: None
  • Expiration date: November 15th, 2017

The Offer

Direct link to offer

  • First National Bank is offering a $160 bonus when you open a free checking account and complete the following requirements:
    • Show promo code and open account in branch (get $10 for this)
    • Receive a direct deposit by 1/12/18 (get $150 for this)

The Fine Print

  • Good for new checking account relationships only; you cannot be an owner or joint owner on a current First National checking account.
  • All consumer checking accounts are eligible. Checking account must be opened in branch only.
  • This promotion may not be combined with any other offer.
  • Limit one per person per account.
  • One bonus will be applied if multiple accounts are opened in the same name.
  • The account bonuses are subject to IRS reporting and will be reflected on a 1099-INT statement.
  • Offer expires 11/15/17.
  • The $10 new checking account bonus will be credited to your account immediately.
  • The $150 direct deposit bonus will be credited to your account within 30 days from the date we receive your direct deposit.
  • Direct deposit of at least one ACH must be received by 1/12/18.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

This account has no monthly fees, I wasn’t able to find a fee schedule so I’m unsure if any early account termination fee is charged or not.

Our Verdict

First National Bank has got to be one of the most common bank names. There is one in PA & MD, OH, WV & D.C., NC, SC, another in UT and then this one in NE.  Most likely only worth doing if you live close to a branch otherwise I’d just skip this one and do one of our recommended bonuses instead.

Big thanks to reader, Jeff L who let us know. Learn how to find bonuses and contribute to the site here.

Useful posts regarding bank bonuses:

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Doesn’t say anywhere that it’s limited to Nebraska; FNBO has branches in Colorado north of Denver, too.


Is there a reason this says expired? It seems to still be working.


Confirmed to still be working. Also they are Chex inquiry sensitive. A manager overrided, but “they had never seen someone with that many inquiries”.


LOL, that’s kinda the best part about applying in-branch — the manager can always override!

Any idea whether it works in Colorado, too?


I would think so. They had Colorado listed for locations in the branch I went to. The banker said that I was the first person that they had seen about the offer.


$150 posted after Schwab trial deposits – easy money

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