Posted by William Charles on June 20, 2017
Bank Account Bonuses

Published on June 20th, 2017 | by William Charles

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[Expired] [PA & MD, OH, WV & D.C., NC, SC only] First National Bank (FNB) $150 Checking Promotion

This offer has expired and is no longer available, you can view a full list of currently available offers here.

Offer at a glance

The Offer

Direct link to offer

  • First National Bank is offering a bonus of $150 when you open a new checking account (Freestyle, Mystyle, Lifestyle or Premierstyle) & complete the following requirements:
    • Use promo code DIGITAL17
    • Make qualifying direct deposits of $1,500 or more within the first 90 days

The Fine Print

  • Present the $150 promotional offer when opening a new FNB personal checking account (Freestyle, Mystyle, Lifestyle or Premierstyle).
  • A $50 minimum deposit is required when opening an account online.
  • To receive the $150 reward, the following conditions must be satisfied: 1) Set-up and have a qualifying direct deposit(s) totaling $1,500 or greater made to your new personal checking account within the first 90 days after account opening; and 2) your account must be in good standing once the above conditions are satisfied.
  • Once these conditions are satisfied, then your $150 reward will be credited to this open account on the next business day following the 90 days after account opening.
  • Your qualifying direct deposit(s) needs to be an electronic-type deposit, similar but not limited to, paycheck, pension or government benefits (such as Social Security) from your employer or other affiliated depositors.
  • Offer valid for new personal checking accounts opened May 1 through December 31, 2017. Offer subject to change without prior notice and may be terminated or extended based on response. Offer does not apply to multiple checking accounts.
  • Existing FNB checking accounts or accounts converting to another personal checking account are NOT eligible for this offer.
  • You can receive only one new checking account reward related offer per household per calendar year; bank employees and members of their household are not eligible for this promotion.
  • FNB may offer multiple promotions to its customers at one time.
  • Even if you met the requirements for multiple promotional offers you are only eligible for and will receive one promotional reward offer.
  • Checking accounts closed by customer within 180 days of opening are subject to a $50 account early closing fee.
  •  To the extent required by law, First National Bank will report the value of this reward to the IRS on Form 1099 MISC. Any applicable taxes are the responsibility of the account holder.
  • In the event that we determine in our sole discretion that your account does not meet the eligibility criteria or the activity on your account does not qualify to required conditions, we will not be obligated to credit your account with the reward payout.

Avoiding Fees

The easiest account to keep fee free is Freestyle checking, there is no monthly fee as long as you have eStatements enabled. There is an early account termination fee of $50 if the account is closed within 180 days.

Our Verdict

A lot of people hate First National Bank because they had a previous offer that was available nationwide and then after an influx of new accounts they shut people down if they weren’t in their ‘footprint’. Shouldn’t have an issue if you live in one of the qualifying states, but something to keep in mind. I do think this bonus is worth doing if you live in the area so I will be adding to the best checking sign up bonuses.

Useful posts regarding bank bonuses:



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DH7
DH7

Tried funding $499, it says “Amount must be less than or equal to $50.00”

Phil
Phil

Looking for DP’s for what counts as a DD before I open. I don’t see any on the master list.

DH7
DH7

Master list comments suggest Fidelity and Ally, I’m going to start with Cap360 and move down my list of accounts. (I don’t have the 2 mentioned)

JA_42
JA_42

I received the $250 bonus last month. I used Barclays for DD.

DH7
DH7

Thanks for the data point. I’m not sure which of mine worked, but i tried TASC flexible spending account, CapitalOne360, and WellsFargo on 6/29, 7/05, and 7/20 and the credit posted on 9/19 (to my complete surprise).

I LOVE writing off a bank account as a failed DD bonus, and then opening the account months later to see it posted. Thanks DOC and to many more DPs for the book!

Elliot
Elliot

Do you think I am eligible if I live in Northern VA (<10 miles outside of DC?)

Dukie02
Dukie02

Agree funding was limited to $50 by cc. Setup was very simple online.

Jake
Jake

Last one was $250 and I forgot to do it 🙁

Harv
Harv

I think the $250 bonus was targeted.

Gman3595
Gman3595

Does a transfer from my Citizens bank account into a newly created FNB checking account count as a DD?

Josh
Josh

Should be available in NC too. FNB just bought out a local bank here and finished rebranding a couple months ago.

Matt
Matt

Really annoyed because I just got an ad on my phone for a $250 bonus with $2500 direct deposit. Uses a different code but also works for $150 if you do $1500 direct deposit. I have a screenshot and copied the text if you’d like it

Matt (a different one)
Matt (a different one)

Any updates on this code? The last $250 offer posted here had an expiration of 6/17/17.

TIA

ElJefe
ElJefe

I’d say they aren’t chex sensitive. Lots of recent accounts, still got instantly approved for the free style checking. Now, just have to tinker with what works for DD.

Kevin
Kevin

I just googled first national bank 250 bonus. Found code AM2500717 for $250 bonus. Only difference is it requires $2500 DD. Opened it online just now. Funded with $50 on Citi DC.

Elmer
Elmer

Really annoyed tonight. Stopped by the FNB branch to make an ATM withdrawal from my FNB account using their own ATM – and they charged me a $3 fee! I will be calling them tomorrow and finding out what that’s all about. Ridiculous that they charge you to use their own ATMs, They also charge to transfer funds to another bank via ACH. Terrible, terrible bank.

Kevin
Kevin

Do a pull from a different bank that doesn’t charge, like Ally.

And did they reimburse the ATM fee?

Atul Yadav
Atul Yadav

Looks like they are very Chexsystem sensitive.
I applied online and was declined due to Chex report.

I had opened 12 accounts since Jan.

Bankopener
Bankopener

I have opened 14 since January and they opened my account without any issues. YMMV, I guess.

jason
jason

when clicking on the direct link to the offer, their website says that an error has occurred

Kyle
Kyle

First DP for FNB. Opened 6/22. Funded with ACH push from regular Chase checking on 9/14. Bonus posted 9/22, exactly 90 days from account opening.

I wasn’t planning on getting this bonus at all considering there were no data points. Just a shot in the dark but a nice little unexpected bonus.

DanV
DanV

My $150 bonus also posted today. Account opened 6/25, first paycheck direct deposit 7/14.

Richard B
Richard B

FYI– FNB closed my account because I had a $0 balance for 30 days. I completed the direct deposit requirements, and have never heard of a bank closing an account after 30 days of no activity. So I guess beware for future people who enroll. Leave a little balance in the account.

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