[NE & CO] MNB Bank $250 Checking Bonus

Offer at a glance

Maximum bonus amount: $250
Availability: NE & CO
Direct deposit required: Yes, no minimum
Additional requirements: 15 debit card transactions
Hard/soft pull: Unknown
ChexSystems: Unknown
Credit card funding: Unknown
Monthly fees: None with eStatements
Early account termination fee: None listed
Household limit: None listed
Expiration date: August 31, 2026

Contents

1 The Offer
2 The Fine Print
3 Avoiding Fees
- 3.1 Monthly Fees
- 3.2 Early Account Termination Fee
4 Our Verdict

The Offer

Direct link to offer

MNB Bank is offering a $250 bonus when you open a new checking account and complete the following requirements:
- Receive a qualifying direct deposit within 90 days
- Make 15 qualifying debit card purchases

The Fine Print

To be eligible for this offer, open a personal MNB Bank checking account by August 31, 2026. You can open a new checking account by either applying online or by visiting your local MNB Bank branch. All applications are subject to approval. Once opened, the account owner must satisfy all of the following requirements to earn the one-time bonus:
- Account Maintenance Requirement. The account owner must open and maintain an MNB checking account with a positive balance in good standing for a minimum of ninety (90) consecutive calendar days following the account opening date.
- Qualifying Direct Deposit Requirement. The account owner must set up and receive qualifying direct deposits within 90 days of account opening. Qualifying direct deposits are recurring, periodic electronic payments of income, which may include payroll, salary, pension or government payments (such as Social Security). Deposits that DO NOT QUALIFY are deposits made at a branch, mobile deposits, internet transfers between accounts, wire payments, and payments through peer-to-peer networks such as PayPal, Zelle®, Venmo or others.
- Debit Card Usage Requirement. The account owner must activate the MNB debit card and have a minimum of 15 qualifying Visa® debit card transactions post and settle to your account within 90 days of account opening. Qualifying Visa® debit card transactions are defined as point-of-sale transactions made with your debit card that are completed using a PIN (personal identification number), signature, contactless payment (tap to pay), or mobile wallet (e.g., Apple Pay, Google Pay, Samsung Pay). ATM transactions do not count toward this requirement. Debit card transactions authorized but not posted do not count toward the debit card requirement.
Bonus Payment Timing. If all requirements are satisfied, the one-time bonus will be credited to the qualifying MNB checking account within 30 calendar days following completion of the ninety (90) day qualification period. Your checking account must remain in an open status in order to receive the bonus.
General Conditions. The bonus is subject to Internal Revenue Service reporting and will be reported as income of the primary account owner.
The account must not be closed, restricted, or charged off prior to the bonus being credited. Accounts with a zero balance may be closed by MNB Bank without prior notice. MNB Bank reserves the right to modify or terminate the promotion at any time, to limit eligibility, and to withhold the bonus in cases of suspected fraud, abuse, or violation of the Master Deposit Agreement.
This offer is only available to new personal checking customers. All existing owners of an MNB Bank checking account are not eligible.
This offer cannot be used in combination with any other consumer checking offer, and is limited to one bonus per individual and per account. MNB Bank reserves the right to limit an individual to one account-related gift incentive per rolling 24-month period across all deposit account relationships.
All personal checking account types offered by MNB Bank are eligible for this offer. The account opened will be governed by MNB Bank’s Master Deposit Agreement and Fee Schedule, Truth in Savings disclosures, and other terms and conditions of the checking account opened, which will be provided at the time of account opening.
This offer may be discontinued or modified at any time prior to August 31, 2026 without prior notice (the bonus offer will remain in effect for any accounts opened prior to the time of discontinuance or modification).
All bank account bonuses are treated as income/interest and as such you have to pay taxes on them