Update 10/20/21: According to the comments it looks like you need to reach out to this credit union to get the bonus to post. Normally we don’t recommend contacting the bank but seems necessary in this case.
Deal has ended, view more bank account bonuses by clicking here.
Offer at a glance
- Maximum bonus amount: $200
- Availability: NE, IA, KS, MO, CO, WY, SD
- Direct deposit required: Two direct deposits totaling $1,000+
- Additional requirements: See below
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: None
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit: None
- Expiration date: June 30, 2021
Contents
The Offer
- Four Points Federal Credit Union is offering a bonus of $200 when you open a new checking account and complete the following requirements:
- Open any new FPFCU checking account with $100 or more
- Make two or more direct deposits, totaling $1,000 or more
- Register for Online/Mobile Banking
- Sign up for eStatements
- Make fifteen (15) or more purchases with your new account debit card
The Fine Print
- Promotion open to new Four Points FCU members without a previous account relationship in the past 12 months.
- $200 bonus is earned if the following occur within 90 days of a new member checking account being established: 1) Make an opening deposit of $100 or more; 2) Make two or more payroll direct deposit occur, totaling $1,000 or more; 3) Register for Online/Mobile Banking; 5) Opt into e-statements.; 4) Make fifteen or more point of sale (POS) purchases with your debit card connected to the corresponding new checking account.
- If all promotion criteria listed are met, $200 will be credited to the checking account within 60 days after the initial 90 day qualification period expires if account is still open and in good standing.
- All incentives reported as dividends. See account terms and disclosures for complete account details.
- Promotion and terms subject to change or end without notice
- Valid 3/17/21 – 6/30/21.
- Federally Insured by NCUA.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
There is a free checking account that has no monthly fees to worry about.
Early Account Termination Fee
I wasn’t able to find a fee schedule.
Our Verdict
Seems like a nice bonus, unfortunately we don’t know about much about this bank. If anybody goes for this bank please share your experiences in the comments below.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
