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00100100
00100100 (@guest_1668889)
August 8, 2023 21:47

Deal is back until Sept 30, 2023: https://www.santanderbank.com/pages/business/700offer
$5,000+ and earn a $500 bonus
$10,000+ and earn a $600 bonus
$15,000+ and earn a $700 bonus

The page says “Your exclusive offer code was mailed to you.” with no place to enter your email address though – just me?

 Chuck  William Charles

Jack
Jack (@guest_1669266)
August 9, 2023 14:56

Thanks 00100100 for posting this. I found this one too. I’m a bit wary of this targeted language….
What do you think?
It sounds like Santander would have mailed you a mailer with your exclusive promo code instead
00100100

00100100
00100100 (@guest_1669306)
August 9, 2023 15:57

Yeah very possible Jack – I forgot they did the targeted mailer like this a few years ago: https://www.doctorofcredit.com/targeted-santander-500-business-checking-bonus/

Maybe one of us going in branch for the personal offer can crack the code

Jack
Jack (@guest_1669312)
August 9, 2023 16:12

Great. Yes, I will open a personal checking account in the branch. What state do you live in, if you don’t mind me asking? 00100100

00100100
00100100 (@guest_1669373)
August 9, 2023 17:05

Ill probably do NY from OOS

Jack
Jack (@guest_1669387)
August 9, 2023 17:16

Mad respect. I hope that your travel to NY would be smooth. You can do Miami or NJ from OOS too….. or PA

Jack
Jack (@guest_1669314)
August 9, 2023 16:13

A good course of action would be look out for our mails and mailers. They may be worth a pot of gold… of $700

B
B (@guest_1435113)
August 30, 2022 21:35

$550 paid Aug 26

Jupiter
Jupiter (@guest_1424138)
August 12, 2022 11:38

$550 paid on August 12.
Totally 90 days.

David
David (@guest_1384491)
May 23, 2022 11:27

Any data points on success if your business is virtually nonexistent, and you apply as a sole proprietor?

Max
Max (@guest_1403804)
July 2, 2022 12:12

From live experience, this really depends on the banker. I live in NJ with some rental properties (I file schedule B and E in tax return). I stopped by a branch and opened an account successfully 3 weeks ago as sole proprietorship. Last week p2 tried in two branches, both failed. The first branch insisted business certification from state. The second branch was the same branch I opened successfully but different banker. She provided a list of docs needed for sole proprietorship, business bill, schedule C, etc. None of them we have.

Stephen
Stephen (@guest_1384030)
May 21, 2022 15:22

Please note somewhere in the article that this is in-branch only. Thanks as always for your amazing work, guys!

Justmeha
Justmeha (@guest_1384600)
May 23, 2022 15:48

Ye, this is kind of important

BRIAN ANDERSON
BRIAN ANDERSON (@guest_1384018)
May 21, 2022 14:19

would anyone know if you open this account as a sole proprietor – what documents do you need to open it ? a social security card,, anything else ?

Jupiter
Jupiter (@guest_1384077)
May 21, 2022 19:38

EIN number. Your ID.

Sean X
Sean X (@guest_1391536)
June 6, 2022 13:29

Called two branches, both insisted I need a business certificate. Don’t have one, been in business 33 years.

Magus
Magus (@guest_1392952)
June 9, 2022 12:53

not sure where your located but it is easy and free to get in NJ

CardShark
CardShark (@guest_1400210)
June 25, 2022 18:36

In NJ, if you’re an LLC, you have the original formation, plus the IRS CP-575, and you can add the annual report that a NJ-based LLC pays for. If you’re a sole proprietor in NJ, you received a certificate years ago that Santander accepts. If your local branch wants a fictitious name registration, for a sole proprietor, that varies by county. At one point I had to pay $200 for one, but it looks like they reduced the fees to $50, woohoo. Lost the sole proprietor fictitious name registration certificate? That’s basically the same fee as the initial registration. 🙁

Wayne
Wayne (@guest_1383957)
May 21, 2022 10:41

A shame the only branch in Florida is in Miami, unless you leave near Miami :).

Captain Greg
Captain Greg (@guest_1383951)
May 21, 2022 09:58

The advantage to this bonus isn’t the $550 tier; it is the $350 tier. You make 28% cagr on the first $5k and 8% on the next $10k. Sure, 8% is still good but you might be able to do something better with that $10k.

Genevieve Artadi
Genevieve Artadi (@guest_1393232)
June 10, 2022 05:06

what would you do with 10k right now for guaranteed returns at 8% besides I-bonds? Captain Greg

Captain Greg
Captain Greg (@guest_1393245)
June 10, 2022 07:13

Other bank account bonuses, high interest stable coins on reliable wallets (I get 9% for USDC with voyager).

Chad
Chad (@guest_1383799)
May 20, 2022 18:18

So many good business checking bonuses happening all at once. If only I had $75,000 in cash sitting around.

Himanshu
Himanshu (@guest_1383945)
May 21, 2022 09:00

$1,000 for the Mega Wells Fargo Business Checking offer for keeping 5k

$750 for having 20k in Chase Checking Biz acc

$450 for M&T for keeping 10k

$550 for Santander Biz for 15k

$500 for BOA Biz for 20k

Indeed it’s good to have 70k laying around. You woulda made a good amount of cash within a few months 👍

CardShark
CardShark (@guest_1400213)
June 25, 2022 18:41

Have you really run the math on the M&T offer?
On the surface, it looks good, but the ETF is a year, so for the rest of the year, you’re committing to $2k/mo spend on a linked biz credit card (1.5% vs. 2% possible elsewhere), or committing to leaving $10k in the account for a full year to avoid the EFT.

real love
real love (@guest_1383966)
May 21, 2022 11:07

Chad which checking bonuses would you take advantage of right now with 70k?

CardShark
CardShark (@guest_1400214)
June 25, 2022 18:48

You can stagger some of them. I just had one pay out, halfway through one, so I’ll start the next one that doesn’t require the full balance until day 30.

Grace
Grace (@guest_1383752)
May 20, 2022 16:19

Just fyi I got a physical mailer with a unique code on it. $600 bonus for $5000 deposit for 90 days.