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VeggieTable
VeggieTable (@guest_1562548)
February 23, 2023 15:28
Greyo
Greyo (@guest_1413648)
July 22, 2022 15:58

Affinity has updated the savings rate to 3.50% APY on the first $5,000.

Tony
Tony (@guest_1364751)
April 14, 2022 00:02

Probably I screwed myself on this promo. The language sound like two $250 DD per month is enough but “Multiple deposits totaling $500 do not qualify” sound like each deposit have to be at least $500. Did not think enough until a month later.

Jime
Jime (@guest_1320928)
January 25, 2022 09:43

anybody got the $150 bonus?

Bertrand
Bertrand (@guest_1320930)
January 25, 2022 09:51

Not yet. Account opened mid-October, DD requirements was met on Dec 31.

Jime
Jime (@guest_1321049)
January 25, 2022 13:52

Same here. Waiting for $150 bonus.
Cash app load is qualified for $10 cashback every month:)

free $120 per year

docfin
docfin (@guest_1351730)
March 22, 2022 18:16

I cannot get the Afffinity FCU debit card to work with Cash App. All attempts end in failure. Did you do anything special to get cash app to work?

Tony
Tony (@guest_1364752)
April 14, 2022 00:03

Bertrand are you DD in the amount of $250 twice a month or each month you has at lease one $500 DD?

Bobby O
Bobby O (@guest_1316202)
January 16, 2022 15:39

Any data points on what counts as Direct Deposit?

Tanya
Tanya (@guest_1303705)
December 22, 2021 00:31

PPK funding for $1000 failed

vc
vc (@guest_1274341)
October 28, 2021 16:31

I think that this is nationwide. Instant approval OOS. Got a welcome email. Logged into account.

During the app, you’re charged $5 to join the CU and if you don’t meet their normal criteria (live/work/worship in area), they charge you another $5 to join 1 of 2 orgs that they have on the site.

Can fund w up to $1k w cc (the $1k includes your $5 or $10 fees that I mentioned above).

Jun
Jun (@guest_1275506)
October 31, 2021 05:51
  vc

Applied OOS, application went pending, and see a $1000 charge on my citi card.

vc
vc (@guest_1275515)
October 31, 2021 07:23

CC funding avail the day after I opened the acct according to my acct history in the portal.

They don’t do that annoying thing that a lot of banks/cu do and make you call to confirm your Zelle acct. I was able to enroll in Zelle online and withdraw. Only withdrew about half, though.

They also don’t have low Zelle limits. Mine is $2,500/day.

ShawntheShawn
ShawntheShawn (@guest_1275520)
October 31, 2021 08:13
  vc

This one may be Chex sensitive to OOS applicants. How was your Chex before applying? vc

Steve B
Steve B (@guest_1330902)
February 12, 2022 14:28

No issues for me, my chex is over flowing

Tsarinax
Tsarinax (@guest_1271851)
October 24, 2021 09:23

I funded with 1k from a BofA premium rewards card and it funded as a purchase.

Tsarinax
Tsarinax (@guest_1274115)
October 28, 2021 10:00

They also have a savings account which earns 2% up to $2500 with no real requirements. I haven’t seen that listed here for Affinity yet but I’m sure I missed it. It’s not a huge amount but it’s a nice little bonus if you’re going to use them anyway. There were DP’s on myfico of it helping with approvals for their CC’s as well.

IS250
IS250 (@guest_1267954)
October 16, 2021 12:15

1. Chex – Yes, not sensitive in branch. 100+/24.
2. No hard pull in branch
3. No instant issue debit card. Full checks can be printed out.
4. No ETF stated
5. No printout confirming bonus is attached to the account

mothman69
mothman69 (@guest_1265917)
October 13, 2021 07:46

ShawntheShawn Applied on 10/11 from OOS and selected $5 donation option for eligibility. Received denial email on 10/12 stating “We’re sorry to inform you that we are unable to authenticate you at this time. This decision is based on the information provided in your application..”

I have no idea if this is Chex related or if they are simply denying those outside of their normal service area.

ShawntheShawn
ShawntheShawn (@guest_1265956)
October 13, 2021 10:04

Ah, that sucks. This one does pull Chex, as noted on the first page of application. The real reason behind “unable to authenticate you” or “unable to verify your identity” could be too many Chex inquiries. mothman69

Bertrand
Bertrand (@guest_1265961)
October 13, 2021 10:21

I was denied back in 2019, presumably for Chex.

Jay - ⒿⒶⓨ 🙈 🙉 🙊
Jay - ⒿⒶⓨ 🙈 🙉 🙊 (@guest_1266224)
October 13, 2021 17:33

mothman69 I signed up with them the last time they offered the bonus, being on the opposite side of the country. No problem with getting the account then.
Account is one of my favorites for easy mobile check deposits and the $120 a year for making a single monthly “large purchase” at a grocery service counter. Also abolutely love their credit card!

vc
vc (@guest_1274344)
October 28, 2021 16:33

So, you never got an instant approval? What happened during your app? During my app, I had to research one of my credit bureau questions and when I came back about a min later and answered all q, they told me to answer quickly LOL. They also gave me new questions. Instant approval. I wonder if it’s related to credit bureau questions. Either way, I’d reach out since they do approve OOS. Good luck!