[Expired] [NY, CT] Affinity Federal Credit Union $150 Checking Bonus – No Direct Deposit Required

Deal no longer being offered, view more bank account bonuses by clicking here

Offer at a glance

• Maximum bonus amount: $150
• Availability: NY or CT only
• Direct deposit required: No, but must deposit $200 monthly for three months
• Additional requirements: See below
• Hard/soft pull: Soft pull
• ChexSystems: Unknown, sensitive (not sensitive in branch)
• Credit card funding: Up to $1,000 with Visa, Mastercard or Discover
• Monthly fees: None
• Early account termination fee: Unknown
• Household limit: None
• Expiration date: None listed

The Offer

Direct link to offer

• Affinity Federal Credit Union is offering a bonus of $150 when you open a new checking account and complete the following requirements:
  • Register for online and mobile banking and sign up for eStatements
  • Within 30 days of account opening make a minimum $200 monthly deposit for three consecutive months

The Fine Print

• . To receive the $150 bonus, you must reside in New York or Connecticut and open an new Affinity Checking or MoreChecking; make one deposit totaling $200 or more, per month, for 3 consecutive months.
• The monthly deposit of $200 or more must be made by direct deposit, a transfer from another financial institution, mobile deposit, ATM or at any Affinity branch.
• The first deposit must be made within 30 days, the second deposit within 31-60 days and the third deposit 61-90 days of the account opening date.
• You must register for Online and Mobile Banking and sign up for eStatements in Online or Mobile Banking within 30 days of account opening.
• Offer valid only for new members who join Affinity within 30 days of opening the checking account or existing members without an Affinity Checking or MoreChecking account.
• Bonus will be deposited into your checking account within 30 days of completing the qualifying activities.
• Bonus offer excludes Business checking, Teen Checking and Revolution Spend accounts. Bonus may be reported as taxable income.
• Limit of one checking bonus per member.
• Additional exclusions may apply. Offer subject to change without notice. Affinity Checking:
• There is no minimum opening deposit or balance requirement. MoreChecking: There is no minimum opening deposit.
• Minimum balance to earn the standard 0.05% APY is $1,000. Rate may change after the account is open. Fees could reduce earnings.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Affinity checking has no monthly fees to worry about

Early Account Termination Fee

I wasn’t able to find a fee schedule

Our Verdict

This looks to be a good bonus, assuming it’s a soft pull to open. If anybody goes for it please let us know if it’s a hard or soft pull in the comments below. Affinity Federal also has a business checking bonus for up to $400. This bank also offers a card that has a $200 sign up bonus  and 5% back at bookstores.

Hat tip to reader RT

Useful posts regarding bank bonuses:

• A Beginners Guide To Bank Account Bonuses
• Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
• PSA: Don’t Call The Bank
• Introduction To ChexSystems
• Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
• What Banks & Credit Unions Do/Don’t Pull ChexSystems?
• How To Use Our Direct Deposit Page For Bank Bonuses Page
• Common Bank Bonus Misconceptions + Why You Should Give Them A Go
• How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
• Affiliate Links & Bank Bonuses – We Won’t Be Using Them
• Complete List Of Ways To Close Bank Accounts At Each Bank
• Banks That Allow/Don’t Allow Out Of State Checking Applications
• Bank Bonus Posting Times