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ericnj
ericnj

expired, link is dead

IS250
IS250

If anyone else did this bonus, chex sensitive?

dizzy
dizzy

Dang! Was wondering when one of the local Chinatown banks was going to have a bonus. There are a few rando ones like this here. I’ll give it a try this week as self-employed (I actually am w/several biz)

IS250
IS250

Did you ever try for this? Wanted to see if the bill pay route works too.

IS250
IS250

dizzy Tagging you in case you missed my earlier message. Just seeing if you did this or not. If so, can you post more details like chex sensitivity, ETF, and if the two bill pay route worked (instead of the DD route). Thanks.

Mike
Mike

I just came back from the bank there is not a hard credit pull. You have to deposit $2,000 within 90 days and opening deposit has to be $200 or more. After you deposit the $2,000 the monthly direct deposit can be of any amount you want.

david
david

I saw this in the fineprint

“Self-employed individuals must complete a minimum of two (2) bill pays per month to obtain bonus. Bill Pay must be established within 90 days of account opening.”

Maybe a good workaround for direct deposit?

K
K

I would call about this because I might consider it if this was the case. Definitely not tying up $2,000 a month in direct deposit as that would limit the other potential bonuses I could do.

Even if this is the case, you have to keep the account open for over 3 years. Doesn’t seem worth it.

Ashley
Ashley

I think that was a typo. The bonus is 20 for 20 so $20 over 20 months, so I don’t know where the 40 months came from.

dave
dave

I called. I asked about opening the account for a small side business and doing the two bill pays as I wanted to keep this separate from my regular job. She at first said that the terms would not work for a personal account, but then I read her the fineprint and she changed her mind. She confirmed that I would not need a business license or anything beyond my social security number to open the account and I wound need to continue making the 2 bill pays. I assume they likely will ask about your business when you open up the account.

It’s worth noting this is the woman I was transferred to, so she was probably a manager. I may try to take a trip downtown to open an account later this week.

IS250
IS250

Ever try to see if the bill pays work instead of DD?

Tp
Tp

Continuous $2k+ dd for 20 months? lol no thanks