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Gerald
Gerald

This used to be Nassau Educators Federal Credit Union. They probably paid a lot of money to a branding company to come up with a silly name.

Johnson
Johnson

bonus is back at $150 for $100 DD. 1.5 APY

yuese han
yuese han

bonus is gone

767
767

Rate reduced to 1.5%.

Ra
Ra

Does anybody have a screenshot of the original terms? (I too was now told that the money needed to remain in the account but dont remember seeing that in the offer page)

ycx
ycx

This CU has a wonky system. My real employer DD said “xxxx xx payment” (and clears other banks perfectly with zero issues) I had to call in and argue with them that it was a real employer DD. They denied me the bonus “based on the code”. Will be filing CFPB.

Also DP that Schwab does not work as DD. I pushed Schwab earlier, but it was rejected as nothing appeared 30 days after my DD date.

ycx
ycx

Just to update, a couple hours after I ended the call (before I actually filed the complaint) I received a call from a manager and the bonus was credited.

Joey Doughnuts
Joey Doughnuts

Are you able to SM them to close the account or do you have to go in to a branch to close?

Joey Doughnuts
Joey Doughnuts

“The minimum opening balance of $100 must remain in the new checking account for six months”. It looks like if you close the account before 6 months or simply don’t have a balance of $100 or more in your checking account (for at least 6 months) you forfeit the bonus.

Randy
Randy

If you can debit $250/month and maintain DD you can earn 3% apy on 25k.

767
767

DD or one bill pay per month in any amount counts as well so DD is not required. The $250 debit can be a single $250 transaction or cumulative. Easier than the 10-15+ debits with no set dollar amount.

ycx
ycx

Additional DP: Venmo and MO purchase works for debit.

Anduhson
Anduhson

That APY is now 2.5%. Still higher than most accounts out there

Anduhson
Anduhson

10/21 opened account
11/27 real $100 DD
1/24 $75 bonus
1/27 $50 Amazon GC

Stephen
Stephen

I tried to apply but seems its not all of NY. When you try to open it has an option to select one eligibility:
I live in Nassau or Suffolk County.
I work in Nassau or Suffolk County.
I can be sponsored by an existing NEFCU member who is an immediate family member or a household member.
I attend school in Nassau or Suffolk County.

ycx
ycx

Can confirm it’s a Chex pull (did not receive any HP on 3 bureaus). I opened with its predecessor NEFCU (rebranding). Also their membership is still limited to Nassau/Suffolk county on Long Island NY. William Charles