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Jimmydean
Jimmydean

Has anyone gotten the bonus yet for referring a friend ?

bizmark03
bizmark03

with the 1% APY, it seems to be too good to pass. Any feedback on how easy or difficult it is to move money in or out?

Ssss
Ssss

Any referral codes?

Gerald
Gerald

Seems you have to “live, work, or attend school in Nassau or Suffolk County.” No shop or worship like some credit unions include. I may give them a call to see if this is correct.

Gerald
Gerald

I called, and was told another way to become eligible for membership is to have a close relative who’s a member. No “shop or worship “ at this CU.

Larrabeedrill
Larrabeedrill

It’s Back! There is also a $50 referral bonus for referrer and referee. I don’t know if this will stack with the $150 new account bonus.
Any one have any data points or want to send me a referral code?

Tony
Tony

Larrabeedrill,
would Jovia answer question about stack?

Also: what’s direct link to $150 bonus? I see nothing on jovia site

Sunny
Sunny
Tony
Tony

TY! I see all branches are Long Island. But many “shared branches” in Manhattan, Brooklyn, etc.

What’s a “shared branch”?

Sunny
Sunny

@Tony, a “shared branch” is another credit union that is part of the network of credit unions that JOVIA belongs to. Can do some basic transactions at those locations, such a deposits and withdrawals. Cannot engage in more proprietary transactions that are unique to JOVIA, like opening JOVIA accounts.

ssss
ssss

Yes, since it is asking for a referral code

Sunny
Sunny

Have had a pre-existing JOVIA checking account since it was required for their mortgage loan. My referral code is: 178392. I had to call them and ask since they don’t tell members their codes on the portal.

kt
kt

Hey Sunny i dont know if they actually check if your family with someone through the bank. Could i use you as a reference if possible for first/last name, email me if that is ok with your name karltio107@gmail.com

thomas
thomas
Biff
Biff

This seems to be over. Direct link to offer doesn’t go to offer.

Mike
Mike

Has anyone sucessfully churned this bank?

zrzhu
zrzhu

William Charles I asked the customer rep to share the fee schedule. I don’t see the early closing fee.

https://www.joviafinancial.com/personal-banking/manage-money/fee-schedule

aroldis
aroldis

Promotion still active and expires 3/31. Not expired.

zrzhu
zrzhu

I just noted Federal Backup Withholding on my checking account. I don’t think i asked them to. Did it happen to anyone else? Thanks.

zrzhu
zrzhu

Talked to the rep and was told i need to fill out w9 form in order to stop the backup withholding. Need to mail a physical copy and can’t upload or email to them. Just want to share my experience.