Offer at a glance
- Maximum bonus amount:Â $150
- Availability:Â Must live, work, worship or attend school in Butler, Warren, Montgomery or Miami Counties in Ohio
- Direct deposit required:Â None
- Additional requirements:Â None
- Hard/soft pull:Â Unknown
- ChexSystems: Unknown
- Credit card funding:Â Unknown
- Monthly fees:Â None
- Early account termination fee:Â $10, six months
- Household limit:Â None
- Expiration date: None listed
Contents
The Offer
- MidUSA is offering a bonus of up to $150, broken down as follows:
- $50 when you join MidUSA
- $50 for opening a checking account
- $50 for setting up any personal loan
The Fine Print
- Membership and account eligibility requirements must be met
- Eligible only for individual accounts.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
Echecking has no monthly fee to worry about
Early Account Termination Fee
According to this fee schedule there is a $10 fee if closed within six months
Our Verdict
Doesn’t seem like there are any real requirements for the bonus, so should be worth doing if it’s a soft pull. If anybody knows if it is a soft pull please let us know in the comments below.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
Bonus is back, but name was changed to myusa.
https://www.doctorofcredit.com/oh-only-myusa-credit-union-200-checking-bonus/
Applied online, they called and make you finish application in person at branch.