Posted by William Charles on April 27, 2017
Bank Account Bonuses

Published on April 27th, 2017 | by William Charles


[OK] Bank of Oklahoma $100 In Branch Checking Bonus, No Direct Deposit Required

There is now a better bonus for $150. More info here.

Offer at a glance

The Offer

Direct link to offer

  • Bank of Oklahoma are offering a checking bonus of $100 when you open a new checking account and do either of the following:
    • Set up direct deposit ($250 minimum)
    • Make 10 debit card transactions of at least $10 each

$100 bonus


The Fine Print

  • 100 offer is valid for personal checking accounts opened on 1/2/17 through 12/30/17.
  • Offer is not available on account conversions, is not applicable to Student or Employee Checking accounts, and is limited to households that do not currently maintain a personal checking account.
  • Accounts are subject to our standard eligibility and documentation requirements.
  • $50 minimum opening deposit balance required.
  • Bonus will not be considered part of the minimum opening deposit.
  • Bonus cash is considered interest and is reportable on IRS Form 1099-INT.
  • Limit one (1) per household.
  • The $100 will be deposited ten (10) days after the conditions noted below have been met, if the account is open, active and in good standing.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

The easiest account to keep fee free is the choice checking account, this has a monthly fee of $7.95 and you can waive that when you do any of the following:

  • Total of $300 direct deposit(s) (per statement cycle) OR
  • $1,400 average monthly collected balance OR
  • $5,000 average monthly collected balance in combined deposit balances (checking, savings or money market)

You’ll also forfeit the bonus if you close the account within six months of opening.

Our Verdict

Pretty good bonus as no direct deposit is required and it isn’t too difficult to keep it fee free. Because of the fact that no direct deposit is required, we will be adding this to our list of the best checking sign up bonuses.

Useful posts regarding bank bonuses:

Leave a Reply


newest oldest most voted
Notify of
DoC Fan
DoC Fan

From requirements:

Complete 10 eligible Debit Card transactions of at least $10.00 per transaction. ATM transactions are not eligible. We reserve the right to disqualify Debit Card transactions in circumstances where we reasonably believe they were not made in good faith.

James B.
James B.

The bank said funding with a credit card for the opening deposit is coded as a CA. Thus, I did not try funding with a credit card.


It’s getting close to the expiration, but I wanted to give my data points for future use.

2/25 Signed up for Choice Checking (soft pull)
3/6 Transferred $300 from Bluebird to BOK (also avoids monthly fee)
3/15 $100 Bonus Posted (exactly 10 days after direct deposit posted, BOK is quick!)

BOK runs all credit cards as a cash advance in branch, but my banker didn’t know what the limit was for funding an account.


This offer has been extended to 12/30/17.

Ryan Goldstein

Doesn’t look like it to me – the fine print at still says, “$100 offer is valid for personal checking accounts opened on 1/2/17 through 3/31/17.”


Try this page (I got this as a targeted google add when searching “bank signup bonus” within Oklahoma):

or the direct link to the coupon:

I signed up today, and they will need you to take the coupon in. I’ll report back when/if I receive the signup bonus.


I used Fidelity to fund my direct deposit ($300) and received the $100 bonus one week later.


Opened an account about 2 years ago in a branch. Account opening was a soft pull


Correction: There was no pull (soft or hard). Only chex systems.

Back to Top ↑