[TX] Firstmark Credit Union $100 Referral Checking Bonus, Direct Deposit Not Required

Offer at a glance

Maximum bonus amount: $100 (limit of $500 in referrals)
Availability: TX
Direct deposit required: Direct deposit not required
Additional requirements: None
Hard/soft pull: Hard pull
Credit card funding: Up to $100
Monthly fees: $0
Early account termination fee: Six months, $10
Household limit: None listed
Expiration date: None

The Offer

Direct link to offer, they can be shared in this linked page

Firstmark Credit Union is offering a $100 referral bonus to both parties when the person being referred completes the following requirements:
- Open a new checking account
- Enroll in digital banking
- Make at least 10 debit card transactions of at least $10 each

The Fine Print

$100.00 Incentive to New Members and Existing Members who refer a person 18+ to open a new membership and eligible personal checking account with Firstmark Credit Union (Firstmark). Refer–a–Friend promotion effective July 28, 2026.
Firstmark reserves the right to modify or discontinue this promotion at any time.
Eligibility for friends and family of current members only. Primary account owner must be age 18 (and up) to be eligible.
Youth, Trust, Memorial, and Rep Payee are not eligible for promotion. The minimum required balance to open a personal checking account is $25.00.
To qualify for the incentive, the referred individual must open a new membership and an eligible Firstmark personal checking account – Basic (Free), Power of the Dollar® or Power of the Dollar® MAX checking account, maintain the account throughout the 60-day qualification period, complete ten (10) debit card transactions of at least $10 each, enroll in Digital Banking, and remain in good standing with the Credit Union with no negative balances. Signature- and PIN-based debit card transactions qualify.
ATM transactions do not qualify.
After all qualification requirements have been met, both the referring member and the new member will receive the $100 incentive on the 61st day.
If the referred member does not satisfy all requirements, neither party will receive the incentive.
There is a limit of five (5) referrals per member in a calendar year. If an existing member has met the referral limit on previous referral programs, they are not eligible for the bonus.
Individuals who previously held a Firstmark membership or account that was closed within the past six (6) months are not eligible.
No other promotions or offers may be combined with this promotion unless otherwise stated.
All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

The free checking account has no monthly fees to worry about.

Early Account Termination Fee

I wasn’t able to find a fee schedule so unsure if there is any EATF or not.

Our Verdict

Please do not share referrals in the comments below, they can be shared in this linked page. Not as good as the $300 bonus that was once offered but this one doesn’t require a direct deposit.

Hat tip to reader snailrock

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