Posted by William Charles on April 21, 2019
Bank Account Bonuses

Published on April 21st, 2019 | by William Charles


[OK & KS] Communication Federal Credit Union $150 Checking Bonus

Offer at a glance

  • Maximum bonus amount: $150
  • Availability: OK & KS
  • Direct deposit required: Yes, $1,500+ within 90 days
  • Additional requirements: See below
  • Hard/soft pull: Mixed DP
  • ChexSystems: Unknown
  • Credit card funding: Can fund each account up to $500 (Visa & Mastercard). Might be able to fund more
  • Monthly fees: None
  • Early account termination fee: Unknown
  • Household limit: None listed
  • Expiration date: April 30th, 2019

The Offer

Direct link to offer

  • Communication Federal Credit Union is offering a bonus of $150 when you complete the following requirements:
    • Use promo code CH19
    • Complete the following requirements within 90 days:
      • Enroll in eStatements
      • Receive a qualifying direct deposits totaling at least $1,500
      • Make 15 debit card purchases of at least $5

The Fine Print

  • Offer expires 4/30/2019.
  • May not be combined with other offers.
  • Member must open using the promo code CH19, enroll in eStatements, have a minimum of $1,500 deposited to the account through qualifying direct deposits¹ and perform 15 debit card transactions of at least $5 within the first 90 days the account is opened.
  • Incentive will be paid within 100 days of account opening once qualifications are met and will be deposited into savings account.
  • Must be member’s first checking account with CFCU. Members who receive more than $600 in incentives annually will receive a 1099-Misc.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

They offer a free checking account with no monthly fee to worry about

Early Account Termination Fee

I wasn’t able to find any fee schedule, so I’m unsure if there is any early account termination fee or not.

Our Verdict

They have offered a bonus of $250 late last year. Because a bigger bonus was so recently offered I wouldn’t recommend doing this, I think it makes more sense to just wait for a $250 bonus to hopefully return.

Hat tip to ragormack

Useful posts regarding bank bonuses:

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Why does this say soft pull? It’s a hard pull as of November 2018.


I don’t recommend going for this if you’re not near a branch. Getting the debit card in November was a nightmare and it ended up costing me the bonus

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